Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...

No one said it was going to be easy to move out and live on your own. Kids find out through personal interview what life is like when one is out on his own. They interview a parent, ask for advice, and discuss common themes with the...

Learning to be a savvy shopper can make or break the bank. Upper graders research five different cell phone carriers to see if they'll have enough money in their imaginary budget for a dream phone or a basic phone. They create either a...

Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...

If a field trip to the summit of Mount Everest isn't in your school budget, make the trek virtually! An interactive lesson plan allows class members to follow Sir Edmund Hillary and Tenzing Norgay's trail up the mountain, and provides...

Students participate in an interdisciplinary lesson to discuss improvements that would make them want to return to a previously poor neighborhood.  In this civics lesson, students work in a budget to make a plan to better their...

Students determine that limited resources require choices. They study the basic concept of a budget and use addition, subtraction, multiplication, and division (with whole numbers, fractions, decimals and/or percents, mixed numbers) to...

Young scholars research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.

Learners explore wants and needs. In this family budgeting lesson, students play the Food Money game to help them distinguish between food wants and needs. Learners discuss their impressions of the game and food budgets.

Students prepare for a camping trip. In this camping trip planning instructional activity, students work in small groups as they discuss their expectations for their upcoming trip. They receive and plan for a specific task such as...

Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.

Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.

Learners explore personal finances. In this money management lesson plan, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Learners examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity...

Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...

Students explore survival techniques in the light of their own values and personal situations. The differences between needs and wants and how consumerism effects the environment forms the main focus of this three lessons unit.

Students consider career options. In this career planning lesson plan, students practice job interviewing skills, examine payroll checks and discuss employee benefits.

Students discover how to prepare low-cost, nutritional meals. In this personal health lesson, students analyze nutritional standards, plan a nutritional meal, budget for the meal, and share their findings with their classmates.

The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...

Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this activity would be of great value to your students. Things like bank checking account fees,...

An outstanding lesson plan on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to teach them...

Students listen to parent speakers who discuss how they use math in their professional or personal lives. They take notes and write business form thank you letters.

Students work in small groups to plan an imaginary trip to Europe, including Germany. They research travel routes, prices and popular sights of each destination. Students assemble a booklet describing their itinerary, budget, packing...

Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...

Second graders use a price list and balance sheet to plan for a day of fun at the beach. They consider expenses, income, and balancing of resources.