Curated OER
A Valuable Quarter
Your young bankers model an account balance with an exponential function and solve the equation by extracting a root or taking a logarithm. The task involves the context of annual and compounding interest as well as some interesting...
University of Missouri
Money Math
Wouldn't your class members love to become millionaires? It doesn't happen overnight. Teach young entrepreneurs about personal finance and money management with a series of lessons focused on money math. Pupils learn about banking and...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
Curated OER
The Business of Interest
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
Curated OER
A Lifetime of Savings
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...
Curated OER
Compound Interest and Quiz on Logs
Learners discuss how money accumulates interest. In this calculus instructional activity, students discuss compund interest based on years of investing the money. They discuss rate per period, principal and number of periods.
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Council for Economic Education
A Penny Saved
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
Thirty Exponential Application Problems
In this exponential worksheet, students solve thirty application problems. These problems cover compound interest, continuously compounded interest, and exponential growth models.
Visa
A Way to Wealth: Understanding Interest and Investments
Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.
Curated OER
Money Math
Learners explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
Curated OER
Algebra Word Problems
In this inequality word problem instructional activity, students solve ten word problems related to algebra and inequalities. They first determine how many pounds of cheese it would take to make a specific amount of grated cheese...
Carolina K-12
Personal Financial Literacy: Saving and Investing
When should you save, and when should you invest? In considering this question, your class members will also learn about the time value of money, inflation, compounded interest, and income/growth investments. The resource also outlines...
Curated OER
How Do You Double Your Money?
Students understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
Curated OER
The Power of Compounding
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
Curated OER
Interest: Interest Olympics
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Curated OER
Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
Curated OER
Worksheet #6, Exponents, Interest, and Radioactive Decay of Isotopes
In this calculus worksheet, learners sketch graphs of given exponential functions. They compute the principal needed to have a given ending balance when the interest is compounded at varying times. Students use a simple exponential model...
Mt. San Antonio Collage
Quadratic Equations and Their Applications
Show high schoolers there is more to quadratic functions than just formulas and parabolas. Connect the math to realistic application problems with a resource that has learners consider such situations as a ball hit in the air, the...
Curated OER
Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. For this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
Curated OER
NUMB3RS Activity: Financial Futures
High schoolers discuss the calculated risk example in Numb3rs about a businesswoman from a company that made its money trading in futures. They use a formula given by the teacher to compute the estimated value of an investment after...