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Needs or Wants
Students explore which items are needs and wants and explore basic budgeting principles.
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On Your Own
Seventh graders research a certain type of job. They write the details of finding the job and describe the job duties. Students also describe a living arrangement and all the costs associated with it. Then they create a physical budget...
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Painting a Mural
Students research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.
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Count Your Credit
High schoolers begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their...
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Prom Date
High schoolers use the internet to research the cost of going to the school prom. As a class, they brainstorm about the things needed in order to go to the dance and use advertisements to make a budget. After all of the data is...
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Toothpick Bridges
Students study the techniques of building a bridge. They explore different type of bridges and then plan and build a bridge to specified instructions. Students draw plans, keep a budget, and prepare balance sheets during their bridge...
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Comparison Shopping
Students practice developing budgets. In this financial awareness lesson, students read The Monster Money Book and list ways the characters saved money in the story. Students plan a budget and demonstrate how to look for bargains when...
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Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Party Time
Students design a budget to plan for a class party. In this problem solving lesson, students devise a budget with a limit of fifty dollars for a class party. Students discuss and estimate the amount of money needed for food and decorations.
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Comparison Food Shopping: Buying Groceries for Two People for One Week
Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.
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It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...
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Check It Out
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
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Reality Check
Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.
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Building a Better Home for the Three Little Pigs
Fourth graders draw a set of blueprints and record measurements on them. They add, subtract and multiply to work within their house-building budget.
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Money & Work
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
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Building Bridges
Students use glue, toothpicks, cardboard, marshmallows and more to build a structure. In this building lesson plan, students budget money to get their materials and make their building in teams.
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Trail Mix
Third graders, given the price of different ingredients, make a trail mix of five different items without exceeding their budget of five dollars. They choose between pretzels, M&M's, twizzlers, popcorn, etc,. Each student practices...
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Is the Price Right?
In this money management, students study inflation. Students complete the given table filling in the 15 spaces for the prices of items for three different given years.
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Closure Lesson - Planning for the Trip
Students prepare for a camping trip. In this camping trip planning lesson, students work in small groups as they discuss their expectations for their upcoming trip. They receive and plan for a specific task such as budgeting, cooking, or...
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The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Pupils explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Pupils examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as well.
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Spending Spree
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
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Party Time
Young scholars explore the cost of a party. In this math lesson, students plan a party and determine the cost of hosting a party. Young scholars use information from grocery stores to determine the unit cost of items for the party.
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Financial Planning
Students participate in activities in order to apply the skills of sound financial planning that includes creating and maintaining a budget. The lesson is intended for diverse learners because of the application of The Multiple...
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