Curated OER
Real Life Challenge- Give Me Credit!
In this credit learning exercise, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. In this financial literacy lesson plan, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
Curated OER
Credit Cards and Compound Interests-Exponential Growth
Eleventh graders investigate the way credit cards work when collecting interest. In this algebra instructional activity, 11th graders investigate the growth of interest exponentially when using a credit card. They calculate what the...
North Carolina Department of Public Instruction
What Is A Bank?
You're never too young to learn about banking and personal finance. Use a set of seven banking lessons to teach middle schoolers about checking and savings accounts, interest rates, loans and credit cards, and safety deposit boxes.
Curated OER
Credit Cards: Buy Now, Pay Later
Young scholars comprehend that when they use a credit card, they are taking out a loan from the issuer of the card. They access that if a card is paid in full each month, there is no cost for using the credit card. However, if the...
Curated OER
PAY CREDIT WHEN CREDIT IS DUE
Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...
Federal Reserve Bank
Financial Literacy Infographic Scavenger Hunt
A lesson in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson that prompts teenagers to answer a series of questions based on an array...
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
Curated OER
The Hundred Penny Box
Learners analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Curated OER
EBT-rimental
Students engage in a lesson plan that gives them the tools needed to become knowledgeable credit consumers. The companion website for the ITV program TV-411 is used to provide learners with an interactive experience of what credit has to...
Curated OER
Mathematics Applications
In this annual percentage rate worksheet, 10th graders solve 4 different word problems that relate to determining the interest rate and balance due for each problem. They solve each problem using an annual percentage table when...
Curated OER
Credit: Buy Now, Pay Later (NEFE)
Students examine credit use and abuse, and the consequences of bankruptcy.
Curated OER
Consumer Credit
Students investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative groups...
Curated OER
Credit: Buy Now & Pay Later
Students examine credit and how it works. In this financial literacy lesson, students review the pros and cons of credit in order to purchase goods and services by answering provided questions and working within a group to come up with a...
Curated OER
Credit Purchases
Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.
Curated OER
Count Your Credit
Students begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
Curated OER
Identity Theft & Consumer Protection
This presentation discusses two very important consumer-related topics: identity theft and financial contracts. The first part of the slide show illuminates ways in which personal information can be stolen and used for fraudulent...
Curated OER
Who Wants to Spend $20,000?
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
Curated OER
The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card activity, students define and understand how to use credit wisely. Students become familiar with banking terms and types of credit. ...
Federal Reserve Bank
Lesson 3: A Fresh Start
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...
Wells Fargo
Hands on Banking
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal finance problems...
Curated OER
Consumer Credit: Buy Now, Pay Later, and More
Students explore the concept of consumer credit. In this consumer credit lesson, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...