Curated OER
A Look at Individual Federal Income Tax
Students investigate the concept of a personal federal income tax. They conduct research and participate in class discussion in order to deal some of the issues. They include why there is an individual income tax and how the money is...
Curated OER
Family Income
Students examine income statistics from the 2001 Census for four types of families in Canada. They appreciate the cost of running a household and the importance of tailoring expenses to match income.
Curated OER
Family Member
In this instructional activity on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7...
Curated OER
What is the Importance of Developing Job Skills?
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
PLS 3rd Learning
Budget Basics
Prepare young adults for life with various budgeting activities. Exercises include identifying fixed, variable, and discretionary income, and creating a budget based on a realistic projected income. The required website allows teachers...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson plan in a five-part series tasks individuals with determining an...
Curated OER
Money Management
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
Curated OER
Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study sample...
Curated OER
Budgeting Your Financial Resources (The Mint)
Students plan and maintain balanced budgets.
Curated OER
Budgeting: Vacation Planning
In this vacation planning worksheet, students plan a vacation. They determine the approximate cost of their vacation. Students complete an itenrary and graphic organizer to identify daily costs of the vacation. This two-page...
Curated OER
Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson, student understand financial scenarios as they relate to different ways...
Curated OER
Consumer Economics: Building a Budget
I think most of us adults could use a tip or two on how to budget our personal finances. Pass on some valuable knowledge to your pupils as they move into the real world. The presentation provides three easy steps to creating a personal...
Curated OER
Do I Need Insurance?
Explore the different types, costs, and coverage of insurance. High schoolers compare their family's health care to their income, compare the cost of health insurance to their expected future income, and make a choice about what type of...
Curated OER
Common Procedure Costs
Kids never think about the cost of medical expenses, because they never think they'll get hurt. To better understand personal financial planning, learners research common medical procedures and their costs. They use a worksheet and the...
Curated OER
Personal Budgeting Project
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
Curated OER
Budgeting
Sixth graders construct a budget for a family of four including a column for income and no less than ten columns for expenses, all of which will be expressed and totaled in dollar amounts. They are also requested to write a scenario in...
Curated OER
The Expenditure Sheet
Students differentiate between expenditure and income. In this algebra lesson, students create a spreadsheet labeling the date, item and amount as they track their expenses. They format the cells of the spreadsheet to do all the...
Curated OER
There's No Accounting for Good Journals
Tenth graders create journals on their spending habits. For this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...
Curated OER
Invest In Yourself
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web...
Curated OER
Invest in Yourself
High schoolers develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." High schoolers calculate the finances of a character in the video. Students experience various budget scenarios such...
Curated OER
Money Comes and Goes
Students explore the concept of budgeting. In this family economics lesson, students track family sources of incomes as well as family expenses for 1 month. Students analyze the data they collect and discuss personal budgeting.
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Curated OER
Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Curated OER
Paying Off Student Loans
Students plan financing postsecondary education and explain how loan repayments work. They build a spreadsheet, listing the categories of expenses in the left hand column.