Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Curated OER
Spend, Save, Invest or Donate
Middle schoolers explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Middle schoolers investigate the processes of borrowing money and investing money...
Curated OER
Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Students plan for...
Curated OER
FINANCE AND RESPONSIBLE LENDING.
Students study the role of banks, lending and their services. In this analysis instructional activity, students learn about savings, checking accounts and lending and the importance of banks as financial intermediaries.
Curated OER
Reading the Financial Pages: In Print and Online
Students study information presented in the financial pages of newspapers and online sources They learn how to follow stocks online.
PwC Financial Literacy
Charitable Giving
Charitable organizations and monetary donations to these organizations are the focus of the financial literacy lesson plan presented here. Learners explore how donations benefit both the organization and the people it serves. Each pupil...
PwC Financial Literacy
Credit Reports
Middle schoolers discover why it's important to establish a positive credit history and understand the value of credit reports to lenders and borrowers. They apply legal guidelines to establish the uses of a credit report other than...
Curated OER
Invest In Yourself
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web...
Curated OER
Saving Private Pensions
Students consider the importance of financial security after retirement, examine current problems with pension plans in the private sector, research different retirement options, and create a "How it Works" poster.
Curated OER
Lesson 9 What are the Indices of Investing?
Students explore the benchmarks that measure the ups and downs of the stock market. They also set up a diversified portfolio and trade stock indices for the Global Stock Game (GSG).
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
PricewaterhouseCoopers
The Stock Market
Keep or sell? Young learners simulate as buyers in the stock market while learning about the benefits and important factors to know when purchasing. The thorough resource allows for observation of case studies and provides an assessment...
Federal Reserve Bank
Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Banking on the Future
Students solve problems involving interest. In this investing lesson, students investigate the pros and cons of investing in a bank account and stocks. They differentiate between aggressive and conservative investments.
PwC Financial Literacy
Buying a Home: Terms of a Mortgage
Buying a home, dealing with a lender, securing a mortgage; these are daunting tasks for many adults. Why not teach middle schoolers about this area of adulthood so they are better-prepared to make the leap into home ownership when they...
Federal Reserve Bank
Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Curated OER
Doubling Your Money
Your young financial geniuses explore the Rule of 70 as they analyze the exponential function that models the doubling time of investments.
Curated OER
How to Protect Your Money
Students review the basics of investing. They discuss saving strategies and investing fundamentals. Afterward, they consider a scenario from different investment perspectives.
Curated OER
Money and Banking
Twelfth graders explore real world investing and the effects of day to day decisions on their financial futures.
Curated OER
Where Does All the Money Go?
Students explore the concept of uses for money. In this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Curated OER
PLANNING A DIVERSIFIED INVESTMENT PORTFOLIO
Twelfth graders research stocks and how to read and interpret financial data. They choose 5 companies to invest in and track their performance over 10 weeks. They create a spreadsheet which shows the results.
Curated OER
Comparison Shopping
Students practice developing budgets. In this financial awareness lesson, students read The Monster Money Book and list ways the characters saved money in the story. Students plan a budget and demonstrate how to look for bargains when...