Curated OER
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
EngageNY
Simple Interest
An interesting lesson helps young financial wizards determine the amount of money earned via interest. The resource introduces the concept of simple interest to show how money can grow. Pupils use their knowledge of percents to solve...
Curated OER
Buying Cars/Financing Cars Compound Interest
Provide a real world context in which exponential functions are used to determine a eal world phenomena such as compound interest and exponential growth. This instructional activity should be taught after students have mastered the laws...
PricewaterhouseCoopers
Buying a Home: Mortgage Decisions
High schoolers don't think they need to know about mortgages, but with college and renting soon approaching, fiscal responsibility is necessary. Pupils learn the vocabulary of a mortgage and calculate different home values to determine...
PwC Financial Literacy
Buying a Home: Terms of a Mortgage
Buying a home, dealing with a lender, securing a mortgage; these are daunting tasks for many adults. Why not teach middle schoolers about this area of adulthood so they are better-prepared to make the leap into home ownership when they...
SaveandInvest.org
Introduction to Earning Interest: Grades 9-10
Does your bank pay you for allowing them to hold your money? The instructional activity covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
SaveandInvest.org
Introduction to Earning Interest: Grades 11-12
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts....
Curated OER
Buying a Car
Eighth graders create spreadsheets to calculate payments. They create a list of items they would like to purchase that require monthly payments. They simulate buying a car and create a spreadsheet to determine the amount of the monthly...
Curated OER
Algebra 1: Slope as Rate
Students solve problems with slopes. In this algebra lesson, students identify the slope of a line and relate it to the rate of change. They graph their lines on the TI and observe changes in the lines.
Curated OER
Buying on Credit
Explore using credit in this financial responsibility and math lesson. Learn to identify the acronym of "PRT" as Principle x Rate x Time, then calculate interest based on this formula. Do some real-world problem solving and choose...
Virginia Department of Education
The Rate of Motion
How much time does it take to jump over three balloons? Pupils calculate the speed of tasks that require different motions. They determine motions for tasks such as walking, skipping, hopping, and jumping before creating a...
Curated OER
Carshop!
Students explore the concept of interest. In this interest lesson, students shop for cars and determine the payments and interest rates for various cars. Students use various websites to research cars and interest rates for car loans....
Council for Economic Education
Economic Data Lesson: Economic Policy Options
Can you make decisions that will impact millions of people around the nation? Scholars research the role of the Federal Reserve, and its Chairman, on the economic outlook of the country. They analyze current trends in unemployment,...
Illustrative Mathematics
Video Streaming
Your movie fans will be interested in this resource. They will compare video streaming plans. One plan charges a set rate per month and a reduced viewing fee, and the other has a flat rate per each video viewed. Unfortunately, students...
Curated OER
Interest: Interest Olympics
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Curated OER
Investment Problems
In this investment problem worksheet, pupils read story problems and use the interest formula to determine the total amount invested, or rate of return. This one-page worksheet contains six problems, with answers.
Curated OER
How Do You Double Your Money?
Pupils understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
Illustrative Mathematics
Voting for Two, Variation 4
After elections, the total amount of votes is not specified but the ratio of votes is. Your learners' job is to determine the fraction of votes John received above half of all votes. The problem can be solved abstractly or by other...
PricewaterhouseCoopers
Saving and Investing: Building Wealth for Financially-Secure Futures
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood.
Curated OER
Using Blood-Typing to Determine Causes of Death in Surgery Patients
In this simulation activity, young biologists examine blood types to determine whether the death rate in a hospital was caused because of incorrect identification of patient blood types. You will need obtain and follow the procedures of...
Curated OER
Heart Rate equals gym grade
Young scholars find out about an interesting activity that is going on in their school. Then the student interviews students and teachers to see how they would feel if a teacher monitored their heart rate during that specific project and...
PLS 3rd Learning
Shopping for a Credit Card
Young people often get themselves into trouble with credit cards because they don't fully understand interest rates, fees, etc. This activity requires teens to research and record information on three different credit cards in order to...