PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Curated OER
Calculating the Cost of Living
Bring Consumer Mathematics and Economics to life with this lesson, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine a...
Curated OER
The World We Live In
High schoolers are introduced to the many considerations of making advantageous consumer purchases. They know that making these good choices requires attention to not only the purchase price but the financing, warranties, energy usage...
Federal Reserve Bank
The Car Deal Package
Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing contracts.
Council for Economic Education
You Can BANK on This! (Part 2)
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Curated OER
Hot Wheels (Grades 9-12 )
Using internet research, students compute the costs of different models of card. They discuss the advantages/disadvantages of purchasing a new car versus a used car, the cost of car insurance, and the best way to finance their purchase.
Curated OER
Credit Card Scare
Young scholars examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
Curated OER
Money and Banking
Twelfth graders explore real world investing and the effects of day to day decisions on their financial futures.
Curated OER
Money, Banks, & Financial Institutions
Students engage in a study of financial institutions that includes the banking industry. They participate in a research study using different resources. They are introduced to the concept of bartering and how it is used as a replacement...
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The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card lesson, students define and understand how to use credit wisely. Students become familiar with banking terms and types of credit. ...
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ABC's Of Figuring Interest
Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...
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Cultural Awareness
Eighth graders define the term "culture" and all aspects of culture. They spend one week photographing culture in their own lives. They create a poster of the photos and explain why each photo is included.
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Worth a Thousand Words-The Photography Essay
Students act as a public relations firm representing the school district and use photography to develop positive attitudes toward all programs. They brainstormed alternative methods to use photography and selected the photographic essay.
Curated OER
Savings and Consumption
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
Curated OER
Utilizing Community Resources
Learners gain an understanding of scientific methods and use process skills (such as observing, classifying, and predicting) to solve a problem. They develop an understanding of the need for natural preservation.
Curated OER
Photograph Copying for Primary Source Historical Information (When Skiing Came to America)
Seventh graders explore the history of their town using old photos and interviews to compile data. They used pictures of a historical town event and interview residents who had participated in that event.
Curated OER
We the People (Cultural Research)
Fourth graders conduct cultural research, collect oral histories using tape recorders and cameras, and share their ancestral heritage with classmates through family heirlooms and ethnic foods.
PLS 3rd Learning
Surviving Solo Wisdom: A Guided Interview
No one said it was going to be easy to move out and live on your own. Kids find out through personal interview what life is like when one is out on his own. They interview a parent, ask for advice, and discuss common themes with the...
Curated OER
Agriculture and the Environment
Students investigate the interdependence of agriculture and the environment. They research areas of interdependence and provide examples of situations where farmers are practicing conservation in the local area. Their findings are...
Curated OER
How Many Jobs In A Loaf Of Bread?
Students develop career awareness and skill building for job performance. After completing an inventory of interests and skills, students link their career choice to a the agricultural components contained in their choice. Thy determine...
Curated OER
Animal Rights Vs. Animal Welfare - Understanding the Issue
Students explore the difference between animal rights and animal welfare. They take a field trip to a farm to explore the producing animals for human use. After researching and collecting information from animal welfare/rights...
Curated OER
PAY CREDIT WHEN CREDIT IS DUE
Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...
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A Guide for Community Living
Students use photography to help them become more knowledgeable about their communities, and to make a "community survival" book in which problems are solved by going to the right community agency.
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