Sixth graders develop long term finance goals and understand why they are important. In this character education lesson plan, 6th graders compare the benefits of perseverance versus impulse spending. Students set five personal goals.

Young scholars, in teams of four, practice shooting free throws while mentally converting the ratio of shots made to those thrown into a percent. They chart and record the ratio, decimal and actual percentage earned after each round.

Young scholars prepare to become the first to cover four adjacent products, horizontally, vertically or diagonally by selecting factors that make the needed products. They play this game to acquire a healthy appetite for competition...