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Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
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A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
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Budget Hungry
Young elementary students create an expense budget for a meal at a restaurant. They learn the basic communication and etiquette skills needed to successfully go on a field trip to implement the budgets they created.
Money Math for Teens
Debt Elimination - Power Tools for Building Wealth
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
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Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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A Budget Can Help Young People Cut Their Spending
Young scholars explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Young scholars discuss financial issues that young adults have to...
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Banking for Your Future
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
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Could You Start a Business?
High schoolers learn how a business starts and finds financial independence. For this lesson, young scholars learn the struggle of financial management, the costs of running a business and how to keep a budget.
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Balancing a Budget
Students investigate money management. In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate housing...
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Shopping for Credit Exercise
In this personal budgeting worksheet, students compare 3 credit card offers and determine which would benefit them the most. Students respond to 6 short answer questions about the exercise.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Travel Plan Project
You can use a travel plan project in the classroom to learn about budgets, maps, time management, and more.
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How You Use Credit Cards Should Determine How You Choose Them
Students explore the concept of credit cards. In this credit cards instructional activity, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what...
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Americans Spending at Record Rates
In this Americans spending at record rates worksheet, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer questions, discuss,...
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Extra Credit: It’s No Fairy Tale
High schoolers discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. High...
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Math Really Does Connect to the Real World
Students listen to parent speakers who discuss how they use math in their professional or personal lives. They take notes and write business form thank you letters.
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Welfare to Work: The States Take Charge
Students examine the Work Opportunity Act of 1996. In this welfare lesson plan, students listen to their instructor present a lecture regarding the history of welfare and the passage of welfare reform. Students respond to...
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The Future of the Arctic National Wildlife Refuge
Students research the governments role is preserving the Arctic National Wildlife Refuge. They discuss the proponents and the opponents side of the issue.
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Break-Even Analysis Worksheet
In this analysis worksheet, students solve accounting problems when provided with variables to be used in computations. Using data provided, students must answer questions showing they understand key terms such as fixed and variable costs.