Website
University of Groningen

American History: Outlines: Budgets and Deficits

For Students 9th - 10th
Brief overview of the George H. W. Bush administration policies on finance and spending.
Activity
Federal Reserve Bank

Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf]

For Students 3rd - 5th
A workbook for children on how to save and manage their money, and how to create a budget.
Article
Other

I Grad: Managing a College Student Budget

For Students 9th - 10th
Help for high school students anticipating college expenses, so they can make the most of the money they have to spend when they get there.
Website
Other

Nathan Newman: National Budget Simulation

For Students 9th - 10th
This online simulation should give you a better feel of the trade-offs which policy makers need to make in creating federal budgets and dealing with deficits. The simulation comes in a short and long version and allows learners to see...
Website
University of California

Roho: 1990 Budget Enforcement Act

For Students 9th - 10th
A good explanation of the 1990 Budget Enforcement Act that raised taxes and installed caps for discretionary spending.
Lesson Plan
PBS

Pbs: Personal Spending Spreadsheet

For Teachers 10th - 12th
This activity helps students create their own personal spending plan.
Article
Cato Institute

Cato Institute: More Defense Spending for Smaller Forces

For Students 9th - 10th
"More Defense Spending for Smaller Forces: What Hath D0D Wrought?" by William A. Niskanen, from Policy Analysis No. 110, Cato Institute, July 29, 1988.
Lesson Plan
University of Missouri

University of Missouri St. Louis:wise Pockets: Kermit the Hermit

For Teachers 3rd - 5th
This is an elementary level lesson that deals with spending, saving, income, and interest. Requires the book Kermit the Hermit by Bill Peet. Includes detailed lesson plan along with procedures and activities.
Unit Plan
PBS

Pbs Kids: It's My Life Managing Money: Spending and Saving

For Students 3rd - 8th
It is important for kids to learn how to manage their own money. This section of It's My Life-Managing Money focuses on spending and saving. Additional topics including money goals, expenses, savings, budgeting, and money tips are listed...
Interactive
Annenberg Foundation

Annenberg Learner: Economics Usa: Control the u.s. Debt!

For Students 9th - 10th
Learn about the different types of expenses that the U.S. budget must pay for and try your hand at balancing the federal budget.
Website
Other

Cbpp: The Balanced Budget Constitutional Amendment

For Students 9th - 10th
This resource provides a series of papers from the Center on Budget and Policy Priorities.
Article
Bankrate

Bankrate: How Do I Budget My Big Salary?

For Students 9th - 10th
The site provides an accountant's view about the percentages of income we should budget for our monthly living expenses. A good resource for students interested in making and managing money. (Aug. 22, 2000)
Graphic
US Senate

Trends in Congressional Appropriations [Pdf]

For Students 9th - 10th
Provides numerous graphs accompanied by explanations of the government spending since the 1960s. Focuses on the restraint of the 1990s but shows the steady growth in the last forty years. Link to .pdf file. Requires Adobe Reader.
Interactive
Practical Money Skills

Visa: Practical Money Skills for Life: Financial Football

For Students 9th - 10th
Football-themed game tests your consumer-finance aptitude regarding interest, banking, credit, budgeting, saving, and spending.
Lesson Plan
Scholastic

Scholastic: Adventures in Math: Lesson 2: Plans and Goals

For Teachers 3rd - 5th
Planning is essential to financial success. In this lesson, learners will define the word "budget" and identify the three key components associated with creating a budget, evaluate wants versus needs, and demonstrate an understanding of...
Interactive
Other

Finance Authority of Maine: Claim Your Future

For Students 9th - 10th
This game can be played individually or as a class. Students make adult decisions about spending money, based on income from a particular career. This could help students decide on a career, as well as learning how to budget their...
Unit Plan
C3 Teachers

C3 Teachers: Inquiries: Economic Choices

For Teachers K - 1st
A learning module on choices people make with their money. It includes several supporting questions accompanied by formative tasks and source materials, followed by a summative performance task. Students will learn how families get...
Article
Other

Bank of America: 8 Simple Ways to Save Money

For Students 9th - 10th
This site discusses eight way to save money including recording spending, saving for a goal, making a budget, plan on saving, choose something to save for, and pick the right tools.
eBook
Texas Education Agency

Texas Gateway: Ch.16: Introduction to Government Budgets and Old Address

For Students 11th - 12th
In this chapter, you will learn about the following: Government spending; Taxation; Federal deficits and national debt; Using fiscal policy to fight recessions, unemployment, and inflation; Automatic stabilizers; Practical problems with...
Lesson Plan
Scholastic

Scholastic: Adventures in Math: Lesson 4: How to Use Your Money

For Teachers 3rd - 5th
In this lesson, students will identify why having a budget and keeping records of their spending and saving habits helps them make better financial choices.
Lesson Plan
Council for Economic Education

Econ Ed Link: A Penny Saved Is a Penny at 4.7% Earned

For Teachers 6th - 8th
There are lots of ways to receive income, and lots of ways to spend it. In this EconomicsMinute you will develop two budgets to help you decide how to allocate your income. Assuming you do not love making dollar bill rings.
Website
Practical Money Skills

Visa: Practical Money Skills for Life

For Students Pre-K - 1st
Visa provides a resource that teachers, parents, and students will all enjoy using. There are lesson plans here for all ages, as well as information about spending decisions, budgeting, and money management. Print your own play money,...
Lesson Plan
Council for Economic Education

Econ Ed Link: The Role of Gov. National Debt v. Deficit

For Teachers 9th - 10th
Using the website federalbudget.com, students research information about the federal budget. Includes questions and links to other budget websites.
Activity
Other

Federal Reserve Bank of Cleveland: Great Minds Think: A Kid's Guide to Money

For Students 3rd - 8th
Sixteen-page booklet helps the reader learn all about managing money: how to earn it, the real cost of spending it, how to plan a budget, and saving money.