National Security Agency
Money Maters: Integers are Integral!
A thoroughly-written lesson plan and a plethora of worksheets about integers comprise this resource. Neophyte number crunchers learn to recognize integers, add and subtract them, and apply the concepts to the designing of a personal...
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Curated OER
Money Bags
Students compare budgets of various federal agencies and graph the monetary relations between these top-funded agencies. They propose alternate budgets and justify their own monetary priorities.
Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Curated OER
Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
Curated OER
Making Good Money Choices
Students play a game called Philanthropy EconAround Bingo and learn how to make smart money choices. In this money choices lesson plan, students play the game and discuss what choices would be better than others to maximize their money.
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals instructional activity, students identify their sources of income and discuss being financially independent. Students record their monthly...
Curated OER
Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
Curated OER
A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Curated OER
SPENDING: Maintaining the Skill of Money
Fourth graders explore the concept of maintaining money. In this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
Curated OER
Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
Curated OER
Public Policy & The Federal Budget
Students, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
Curated OER
Saving and Spending
Pupils identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
Curated OER
Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
Virginia Department of Education
Practical Problems Involving Decimals
After discussing decimals and "going shopping" in the classroom, young mathematicians are given four practical word problems that require them to estimate their answers, given specific information. The highlight of the activity is...
Curated OER
"Golden" Years?
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
Curated OER
Wealth of Wisdom
Students determine what to do with money. In this personal finance lesson, students discuss budgeting, savings, and loans with their instructor. Students then participate in classroom activities that require them to participate in...
Curated OER
Party Time
Students design a budget to plan for a class party. In this problem solving lesson, students devise a budget with a limit of fifty dollars for a class party. Students discuss and estimate the amount of money needed for food and decorations.
Curated OER
Banking for Your Future
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
Curated OER
Shopping for a Party
Second graders produce a budget for a party. In this money management lesson, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit. Students observe a video clip in class discussing...
Curated OER
Why Save? Better Off Saving
Middle schoolers examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
Curated OER
Planning a Party
Young scholars, in groups, plan a theme party. They design their own invitations, budget materials needed and demonstrate good use of time, money, and resources.