Curated OER
Spend, Save, Invest or Donate (9-12)
Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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What Can I Afford?
Students explore the costs of various cell phone plans, and various types of banking accounts to determine which one would yield the highest returns if the money saved from the cell phones were placed in different accounts.
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Financial Planning for Catastrophe
Students examine the case of The Gulf Coast and relate it financial importance. In this financial planning lesson, students watch a video and then begin to analyze how to plan for the unexpected by reviewing the financial components that...
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Party Math
Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Pupils explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Pupils examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as well.
Workforce Solutions
Reality Check
Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...
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Rockets on a Shoestring Budget
Young scholars, operating under simulated budget constraints, build pop-rockets and launch them. Working in pairs, they complete budget worksheets and use their "Blast Off Bucks" to pay for the construction. They then redesign their...
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Eating Away from Home
Students consider the implications of eating out. In this family budgeting lesson, students determine how to make better meal-budgeting choices as they play a game called "Let's Eat Out".
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Money Smart Choices
Young scholars make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal...
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The Cost of Life
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
Visa
Cars and Loans
What's the best way to pay for a car? Should I buy used or new? Can I realistically afford a car? Pupils discover the ins and outs of buying a car, from how to shop for car insurance to the advantages and...
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How to Achieve Your Financial Goals
Students explore economics by creating a budget. In this financial goal setting instructional activity, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
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Insurance Quotes
You're in high school and you just got the coolest car ever! But, now you need to start thinking about car insurance. Luckily, your teacher prepared you by engaging you in a life skills activity like this one. The class actually calls...
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Hypothetical Heights
High schoolers participate in an interdisciplinary lesson plan to discuss improvements that would make them want to return to a previously poor neighborhood. In this civics lesson plan, students work in a budget to make a plan...
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ICT Activity 17
Eighth graders use a spreadsheet for the first time. They work on a selected environmental issues as their theme. Students prepare costs or income for an event that raises money for an environmental issue. They use the costs and income...
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Menu Planner
Pupils plan a menu for a family of four for a day. They estimate the cost of purchasing items on that menu based on a $ 50.00 budget and calculate the actual costs of those items and compare the estimated and actual costs.
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Meet Molly An American Girl
Young scholars examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions...
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Project Whistlestop:Missouri Vacation Learning Unit
Fourth graders reserach the state of Missouri. In this Missouri History lesson, 4th graders plan a vacation to a region of Missouri. Students work in collaborative groups to determine all aspects of the trip. Students use math...
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Making Choices to Save Money on Food
Students review lists of coupons and complete a worksheet to analyze the benefits of the specials. In this household budget lesson, students determine which foods are nutritional and the advantages of using coupons or specials to save...
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From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. In this iincome and expenses activity, students relate the adventures of the children in the book to a real life financial...
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Money and health
Students write a proposal with an appropriate budget to establish a health day at school. They design this day to educate and promote good health. They educate other students about health care, inform students of health concerns, and...
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It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...