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Meet Molly An American Girl
Young scholars examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions...
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Money Management Intelligence
Students follow directions to help a client with his/her budget. After selecting their client, they download confidential data and listen to the challenge presented on the website. They adjust the budgets as needed. Then, they click play...
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Intro to Building Bridges
Young scholars participate in groups to complete the best bridge.  In this bridge building lesson, students are assigned a role in building the bridge.  Young scholars will have to keep to their budgets. After the bridges are...
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Value of Education: Education and Earning Power
Students explore the concept a higher education yields higher earnings.  Throughout the class, students visit six workstations and examine occupations, education, salaries, spending, banking, and taxes.  As students rotate through the...
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Scarcity, Choice and Decisions
Students study the basic economic trilogy (scarcity, choice, and costs). In this money management lesson, students use a scenario of a High School Prom to calculate how scarcity, choice and cost apply by completing provided worksheets...
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A Look At Spending
Learners use an outdated budget to examine what the county spends its money on for its citizens.  Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy.  They also...
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Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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You Are The Farmer
Students investigate the farming business and occupations in agriculture. Basic multi-step math operations are performed in calculating some of the expenses involved in farming.
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
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European Vacation
Ninth graders work in groups of two or three to plan a trip through Europe.  They present a storyboard for approval, outlining their graphics and display pages.  They present their trip to the class using PowerPoint.  This is displayed...
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Tarantula Shoes
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
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The Cost of Life
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Christmas Shopping on the Internet
Pupils utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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A Family Finance Experience
Young scholars create a budget and make predictions about money. In this algebra instructional activity,students balance spending and income by monitoring their finance.
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Cooking on a Budget
Students explain if they like expensive or less expensive brands. They choose and eat a complete meal and evaluate themselves on its cost, nutrition and taste.
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Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Trail Mix
Third graders, given the price of different ingredients, make a trail mix of five different items without exceeding their budget of five dollars. They choose between pretzels, M&M's, twizzlers, popcorn, etc,. Each student practices...
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Foreign Exchange
Students share ideas about the values of foreign currencies relative to the U.S. dollar. They research the economy of a foreign country and prepare a budget for one month study abroad.
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Reality Check
Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.
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Values Auction
Students assess what they value and participate in a class auction. In this financial values activity, students complete a budget activity and use play money to participate in an auction. Students complete a related worksheet and take a...
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Check It Out
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
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The Leaves in October
Students determine whether or not to save or spend and defend a decision.  For this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Huddle up with a Character based Economic Plan to help Community Friends
Students complete Perseverance, Courage, and Caring lessons from Get into the Game: Beyond Winning to properly prepare students for cooperative group learning and create a class climate conducive for a successful unit. They create a...
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