Curated OER
Building Wealth
Students explore budgeting. in this building wealth lesson, students examine ways to invest and save money. They set financial goals and determine methods to reach the goals. Students discuss managing debt, credit reports and credit...
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Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. For this financial awareness lesson, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
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Advanced Math Budget Project
What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...
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Why Save? Better Off Saving
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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Budget Worksheet
In this student budget activity, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.
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Party Math
Learners create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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Not for a Billion Gazillion Dollars
Learners discover what debt, saving, and credit are. In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt, saving,...
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Managing Your Money
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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Keeping Track of Our Money
Second graders complete activities to learn how to manage money. In this managing money lesson, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.
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Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
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Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
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The Bank of Good Habits
Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...
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Money and Business
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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"Golden" Years?
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
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Budgeting Money
Students explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
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Business: Making a Budget
Pupils plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Creating a Savings Chart
Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...
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Money, Money, Honey Bunny!
Students determine the differences between goods and services, and saving and spending. In this economics lesson, students listen to a rhyming story about a bunny with money. They play a matching game with the associated cards and work...
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Being Thrifty is So Nifty
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
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May the Best Character Win
Running an election campaign takes money. Class groups must effectively budget money in order to design and purchase sufficient advertising aimed at procuring classmates' votes. After completing an online tutorial, they also write and...