Lesson Plan
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Having a Savings Plan

For Teachers K - 2nd
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
Lesson Plan
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Less Than Zero

For Teachers 2nd - 4th
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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A Big Purchase

For Teachers 9th - 12th
Investigate the process of buying a car. High schoolers will use the internet to find cars that are for sale, that they are interested in, and review each car in detail in order to prepare a 3 page paper on which they give the details of...
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Moving to the Frontier

For Teachers 4th - 7th
Students explore the Frontier House website, examining the challenges of frontier settlement in the American West in the late 1800's. They develop budgets, and create displays based on their own research.
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Rockets on a Shoestring Budgut

For Teachers K - 5th
Learners work together to create rockets on a budget. They discover the limitations that real engineers face when designing and testing their products. They discuss their findings to complete the lesson.
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Construction Ahead!

For Teachers 4th - 6th
Students work together to develop a new design for the three little pigs house. They create a floor plan and work with a fictionious budget. They present their new design to the the class.
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Yard Sale

For Teachers 3rd - 5th
Students complete activities to discover spending, goods, services, price, advertising, choice, alternatives, criteria and opportunity cost.
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Making a Spreadsheet

For Teachers 5th - 8th
Learners explore spreadsheet software.  In this personal finance and computer technology lesson, students develop a vacation spreadsheet on the computer.  Learners represent hotel, food, transportation, and entertainment costs...
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A Gift to Give

For Teachers 3rd - 5th
Students investigate the holiday Kwanzaa by drawing pictures. In this cultural tradition lesson, students discuss the history and actions that take place during the holiday of Kwanzaa. Students draw a picture of a gift they would give to...
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Why Plan Meals?

For Teachers 5th - 7th
Students investigate methods that families use for planning meals. In this nutrition instructional activity, students play a game that requires them to plan and pay for nutritious meals
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Reflecting On The Past, Looking Towaards The Future

For Teachers 6th - 8th
Middle schoolers engage in a lesson plan that is concerned with the formation of a multimedia presentation to create a documentary of a middle school. They take photographs with a digital camera and use computer software to create a...
Lesson Plan
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Financial Planning

For Teachers 8th - 10th
Students participate in activities in order to apply the skills of sound financial planning that includes creating and maintaining a budget. The lesson is intended for diverse learners because of the application of The Multiple...
Worksheet
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House Plan

For Students 4th - 11th
In this ESL worksheet, students will learn house related vocabulary and create sentences about how they would arrange furniture in a home. Sample lesson ideas are included.
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Thanksgiving Feast

For Teachers 7th - 9th
Use the Tool Factory Workshop to have your class create a list of people to invite to their Thanksgiving Feast.They will take pictures related to the fall season and create invitations using Tool Factory Database. Students make a grocery...
Lesson Plan
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Food Shopping Tips

For Teachers 12th
Twelfth graders explore different ways of shopping to try to save money.  In this economics lesson, 12th graders participate in a game that explains various shopping tips.  Students generate other shopping tips as a group to...
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Making Money

For Teachers 9th - 12th
Students consider career options. In this career planning instructional activity, students practice job interviewing skills, examine payroll checks and discuss employee benefits.
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Holidays: Discussion Questions

For Teachers 7th - 9th
In this holiday worksheet, students discuss different aspects of holidays and accommodations in their county.
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Personal Savings: Saving Money for Those Items you Really Want

For Teachers 6th - 12th
Students explore how to save money to buy the things they want.
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Saving and Spending

For Teachers 1st - 2nd
Young scholars identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle...
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Stone Fox and Economics

For Teachers 5th - 6th
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Spending

For Teachers 9th - 12th
Students participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be spent.
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Why We Save

For Teachers 2nd - 8th
Students discover how to save money. In this financial planning lesson plan, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had...
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Saving Makes Cents

For Teachers K - 2nd
Students identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...