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Lesson Plan
Curated OER

Compound Interest

For Teachers 10th - 11th
For this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when...
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Lesson Plan
Council for Economic Education

Loan Amortization - Mortgage

For Teachers 9th - 12th Standards
When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson plan presents the concept of interest rates and loan amortization using spreadsheets and online sources....
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Unit Plan
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1
Practical Money Skills

Saving and Investing

For Teachers 9th - 12th Standards
You have to have money to make money, especially in the world of banking and investments. High schoolers learn about interest rates, saving and investment options, and ways to stay aware of their money's security and earning ability with...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 9-10

For Teachers 9th - 10th Standards
Does your bank pay you for allowing them to hold your money? The lesson covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 11-12

For Teachers 11th - 12th Standards
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts. This...
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Lesson Plan
Curated OER

A Valuable Quarter

For Teachers 9th - 12th Standards
Your young bankers model an account balance with an exponential function and solve the equation by extracting a root or taking a logarithm. The task involves the context of annual and compounding interest as well as some interesting...
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Handout
Mt. San Antonio Collage

Exponential Growth and Decay

For Students 9th - 12th Standards
Start with the basics and move up the exponential ladder to master a variety of problem-solving and application problems. The problems are heavy on exponential growth and decay, compound interest, and natural log.  
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Lesson Plan
Curated OER

Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Learners explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
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PPT
BW Walch

Linear & Exponential Functions

For Teachers 9th - 11th Standards
Positioned inside the framework of linear and exponential functions, this lesson is more of an investigation into the effects of changing variables and constants inside an expression. The author takes familiar formulas, those for...
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Lesson Plan
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Curated OER

A Lifetime of Savings

For Teachers 9th - 12th Standards
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...
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Interactive
CK-12 Foundation

Continuous Interest

For Students 10th - 12th
Continue teaching your financial scholars about interest. A slider interactive has users investigate the growth of an account earning continuous interest. A set of challenge questions has them solve problems given a variety of situations.
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Worksheet
Curated OER

MAT 106: Worksheet #9: Interest

For Students 10th - Higher Ed
In this interest worksheet, students determine the amount of compound interest paid on a loan, interest earned on investments, and balance at the end of a given period of time. This worksheet contains two real-world problems.
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Worksheet
Curated OER

Pre-calculus Unit 3 Test 2

For Students 10th - 12th
Students will solve exponential function problems, graph exponential functions, find the value of logarithms, determine future value, and compound interest. In this Pre-calculus lesson, students will use the properties of logs to solve...
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Worksheet
Curated OER

Lesson 25 - Applications of Logarithmic Functions

For Students 9th - 12th
in this applications of logarithmic functions worksheet, students solve 11 short answer problems. Students use logarithms to find half lives, compound interest, and population growth given a word problem.
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Lesson Plan
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2
Federal Reserve Bank

Savvy Savers

For Teachers 9th - 12th Standards
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
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Lesson Plan
Curated OER

Compound Interest

For Teachers 9th - 12th Standards
Pupils analyze the variables in the formula of a compound interest. They model the increase or decrease of an investment using compound interest and discuss different compounding periods.
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Lesson Plan
Curated OER

Interesting Interest Rates

For Teachers 9th - 12th Standards
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting these...
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Unit Plan
University of Missouri

Money Math

For Teachers 5th - 8th Standards
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
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Lesson Plan
Curated OER

How Credit Card Interest Works

For Teachers 10th - 12th
Students experiment with an Excel spreadsheet model that demonstrates the effects of interest on payments. They calculate actual costs, interest paid, and time necessary to pay off credit purchases and draw conclusions about the...
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Lesson Plan
Project Maths

Introduction to e

For Teachers 9th - 12th Standards
First there was pi and now there's e. A discovery-based instructional activity helps learners find a pattern in compound interest as the compounding period changes. Their investigation results in the discovery of the number e. The...
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Unit Plan
Radford University

Surviving the Month

For Students 9th - 12th
Pupils create budgets based upon family expenditures. They determine what the monthly payments will be for buying a car and a house based on compound interest for the total amount. 
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 9th - Higher Ed
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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Unit Plan
Beyond Benign

All A Loan

For Teachers 6th - 8th
When designing a house, it's important to know about percents. Through a series of three lessons, scholars first review percentages through an activity involving M&Ms and then apply that knowledge to calculate compound interest and...
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Assessment
Curated OER

The Bank Account

For Students 10th - 11th Standards
Your algebra learners become bankers for a day as they explore compounding interest and the formula used to calculate the balance in a savings account. Questions guide the learners as they analyze the formula's parts and their connection...

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