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Extra Credit: It’s No Fairy Tale
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
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Wise Pockets
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
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The Credit Safari
How cool, an interactive personal finance game! Young consumers play a real-life scenario game to practice making credit decisions. They play the game then discuss good and bad credit choices. The scenarios revolve around the use of a...
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Household Budgets
Build practical money skills and an understanding of the real world. The class discusses what they know about household budgets, debits, and credits as they relate to banking and problem-solving strategies. They use their math skills to...
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I Can Buy Anything I Want: Consumer Debt and Social Responsibility
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Introducing the Classroom Economy
Learners discuss the definition of economics and study how current and historic societies have had economic systems. They determine necessary classroom jobs and attach ddaily or weekly salaries to those positions. Students are introduced...
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Credit - Good? Bad?
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
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Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
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The Business of Credit
Learn about credit ratings and how it plays a role in the function of small businesses. Learners use their knowledge of good and bad credit to role play and determine good credit vs. bad credit in the area of small businesses.
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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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"House of Cards"
Students explore different aspects of credit card use and discover some tools to help them use credit wisely. They listen to a scenario that students might encounter once they "get out into the real world." Students are given a copy of a...
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Income and Expenses
Students discuss income and expenses. For this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
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Just Sign Here: Bottom-Line Personal Finance Myths
Young scholars explore budgeting myths. In this personal finance instructional activity, students complete a series of activities that help them recognize the pros and cons of credit. Young scholars also discover the process for...
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The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card lesson, students define and understand how to use credit wisely. Students become familiar with banking terms and types of credit. ...
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Money Smart Choices
High schoolers make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
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Credit Interview
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
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Thinking About Credit
Students examine the use of credit such as installment purchases and credit cards. In this credit instructional activity, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards....
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The Business of Credit
Students explore the concept of credit. In this credit lesson, students discuss the necessities to start-up a new business. Students discuss cost of a new business, loans, and credit. Students create their own business and apply what...
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Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
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Banking
Young scholars correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Charge!?
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
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How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.