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Budget Making
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
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Budgeting
Students develop a realistic budget. For this finance lesson, students discuss problems and issues related to making a budget. They focus on living within one's means.
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Shopping for a Party
Second graders produce a budget for a party. In this money management activity, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit. Students observe a video clip in class discussing budgets.
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Tower Building Challenge- Budgeting
In this tower building and budgeting learning exercise, students attempt to meet the goal of building the tallest free standing structure on the smallest budget. They build the structures with straw, paper clips, and masking tape which...
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Consumerism - Grocery Shopping
Students watch a video on how marketers plan their strategies in supermarkets. In groups, they are given a set amount of money and asked to go through a grocery store simulation with a list. After the simulation, they discuss the...
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Family Finances
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...
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Here Comes The… Bill
Students share opinions about importance of milestone events they might host or attend. They then prepare estimated budgets for parties based on established budget totals, and compare their estimates against the real costs.
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Budgets: The Cost of Running a Planet
Learners develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
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Why Save? Better Off Saving
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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Family Money Matters: Exploring the World of Economics
Students become familiar with vocabulary related to spending money. In this economics lesson, students participate in activities to learn about spending money and budgets.
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Alexander, Who Used to Be Rich Last Sunday
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
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Raising Resources
Students determine how much it will cost to participate in a service project. For this service project lesson, students develop a budget for participating in a service project while looking at the cost of the whole project. They make a...
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Get a Life Project
Eighth graders participate in interdisciplinary career unit in which they explore alternate lives. Students assume roles, manage budgets, make decisions, and solve problems, Students then research challenges, develop solutions, and...
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Budget Finances
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Saving For Your Future
Students examine their long-term financial goals and research the costs of their goals and investment strategies for meeting them. They identify their goals for the future, conduct Internet research on prices for items on their list,...
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Break Even Analysis and Budgeting
Learners analyze the use of break even charts in business planning. They examine the purpose and nature of budgets. They explore price elasticity and how to use Excel spreadsheets to manipulate financial information.
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Public Policy & The Federal Budget
Students, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Choice, Opportunity, Cost and Decisions
Students discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
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4 Month Budget Spreadsheet
Eighth graders create and maintain a spreadsheet budget based on a predetermined salary. They have an opportunity to make "investments and purchases." Budget records be kept for an imaginary 4 month period.
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Money Bags
Students compare budgets of various federal agencies and graph the monetary relations between these top-funded agencies. They propose alternate budgets and justify their own monetary priorities.
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Budgeting
Learners analyze personal budgets. In this budgeting lesson, students examine personal budgeting skills as they listen to a presentation and complete worksheets. Student set up personal budgets.
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Count Your Credit
Students begin the instructional activity by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their...
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The Fairfax County Budget -- A Look At Spending
Students brainstorm a list of items that should be a priority for the government to help its citizens. Using an out of date budget, they identify individual line items and the conflicts involved in making a budget work. They discuss...
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Town Budget Meeting Simulation: Meeting Needs of Young and Old Lesson Plan
Students participate in a simulation in which they determine the town budget to help programs in their community for the young and old. In groups, they brainstorm a list of the needs of the young and old and share their thoughts on why...