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Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your students. Things like bank checking account fees,...
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How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
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Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
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Anthony's Allowance
In this problem solving worksheet, students read one problem about a boy who saves a specified amount of money each day. Students identify the pattern and answer the questions.
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Uncle Jed's Barbershop
Fourth graders examine productive resources. In this economics lesson, 4th graders read a book about a man who saves money to buy his own barbershop. After reading, students get into groups to play a game to learn about savings.
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Less Than Zero
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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Saving and Investing
Fifth graders participate in activities to promote understanding of investing and saving. In this saving and investing lesson, 5th graders design a portfolio, play a card game and write a skit about the importance of investing.
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Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
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Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness lesson plan, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.
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Cyber Currency, Currently
Students explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
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There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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Saving and Creating a Personal Budget
Fifth graders brainstorm ways to save money. In this financial awareness lesson, 5th graders read a chapter from the book, From the Mixed-Up Files of Mrs. Basil E. Frankweiler and create a personal budget for themselves.
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Savings and Budget
Second graders investigate the concept of developing a budget. In this financial awareness lesson, 2nd graders read the book The Case of the Shrunken Allowance and brainstorm ways they can save and budget money. Students create their own...
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Saving Makes Cents
Students identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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The Hundred Penny Box
Learners analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Saving Money - 2
For this money worksheet, students read the word problem about earning and saving money. Students answer two questions about the problem.
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Saving Money On Household Items
Students use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for students acquiring English.