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"Golden" Years?
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
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What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Money, Money, Honey Bunny!
Students read a story about spending and saving money and talk about the difference between goods and services. For this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
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The Bank of Good Habits
Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...
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Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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The Berenstain Bears Trouble with Money
Young scholars will explore good and services, income and saving listening to the story The B. Bears Trouble With Money. In this early economic lesson, students discuss what it means to earn money doing services and save money to buy...
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From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Tarantula Shoes
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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Money, Money, Honey Bunny!
Students determine the differences between goods and services, and saving and spending. In this economics lesson, students listen to a rhyming story about a bunny with money. They play a matching game with the associated cards and work...
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson plan, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Financial Planning for Catastrophe
Students examine the case of The Gulf Coast and relate it financial importance. In this financial planning lesson, students watch a video and then begin to analyze how to plan for the unexpected by reviewing the financial components that...
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Financial Planning
Students research possible careers. They determine typical starting income for the career. Using collected information, students develop a budget for their starting income. Students consider car payments and research the process of...
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Stone Fox and Economics
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Pocket Money And Pester Power
Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...
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Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Financial Literacy - Saving and Investing
Students examine how money can work differently for every individual, identify various sources for saving and investing, and discuss most beneficial savings or investing plans for one's budget.
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.