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All About Aid
Begin this lesson by estimating the cost of a college education and comparing it to actual data. After reading an article, high school seniors discuss the processes of the college loan corporations. They listen to a lecture about how to...
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Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
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Chapter 14: How Banks and Thrifts Create Money
Teach your class about the value of a dollar in this economics presentation, which details the inner-workings of commercial banks. From reserve requirements to money expansion, these slides will clear up any misconceptions about "the...
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Interest Rates
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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How Much Will That House Cost?
What is a mortgage and how do you use it to pay for a house? Young financiers determine how much money is actually spent paying a mortgage payment on a home. They use their math skills to calculate monthly payments on a home given a 30...
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Buying a Car
Eighth graders create spreadsheets to calculate payments. They create a list of items they would like to purchase that require monthly payments. They simulate buying a car and create a spreadsheet to determine the amount of the monthly...
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Pay Check Advance Loan
Students research loans. In this financial lesson, students explore the benefits and drawbacks of applying for a pay-day advance loan. Students compare different programs and calculate interest owed. Multiple resources are provided.
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The Business of Credit
Students explore the concept of credit. In this credit instructional activity, students discuss the necessities to start-up a new business. Students discuss cost of a new business, loans, and credit. Students create their own business...
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. For this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
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The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management instructional activity, students apply their math...
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How Much Does That Car Cost?
Students calculate how much it costs to buy a used car and finance it through a bank. They select a car from the newspaper, conduct Internet research on current auto loan interest information for four different states, and create a...
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Numbers
In this math worksheet, students complete problems including addition, fractions, percents, word problems, interest, and loans. Students complete 36 problems total.
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Thinking About Credit
Learners explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Learners discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Carshop!
Students explore the concept of interest. In this interest instructional activity, students shop for cars and determine the payments and interest rates for various cars. Students use various websites to research cars and interest rates...
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Students Suffocate Under Tens of Thousands in Loans
Students explore the concept of student loans. In this student loans lesson, students read an article about the large amount of student loans today's students owe. Students discuss how higher loan payments and increased debt will affect...
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Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
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High Earners Can Still Struggle
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
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The Business of Interest
Students explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson, students create a career plan and personal budget of their own and...
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ADULT ESOL LESSON PLAN--Level 5--Time and Money
Students, after defining and reviewing the extensive list of vocabulary words on the board, examine various banking systems and terms (loans, interest rates, investments, mortgages, etc.). They also show mastery of this task by...
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"The Roadmap To Purchasing My First New Car"
Students examine the decision-making process of purchasing a car. They conduct Internet research, determine a monthly car payment based on loan information, e-mail various online car websites, research insurance, and determine the best...
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How Credit Works
Students discuss credit terminology and analyze an actual loan application from a family member.
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Topic 5: Running the Business
Students explore the concept of running a business. In this running a business lesson, students put their plan of action into practice. Students market a product and try to maximize profit.
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PayCheck Advance Loans
Students discuss the role of a paycheck advance loan company. Using data given to them, they calculate interest rates on the amount of advance they receive and identify the penalties of not repaying the loan on time. They record their...