Wondering why home financing relaxed in the years following Y2K? In the third of a four-part series, Sal describes the investment phenomenon between 2000 and 2006 that allowed more people to bid on homes and increased demand...

This second of four videos starts with a short history of the housing market and the conditions that allowed some people to buy, when others could rent. These starting points are a great topic for students to discuss further before...

This video explains all the things one must take into account when considering taking out a mortgage to buy a home. It discusses fixed and variable interest rates and how these impact your finances, and the importance of balancing a...

Explains how mortgage interest rates are calculated.

Want to know the math involved in a mortgage loan? This video lecture covers how to figure out the formula for fixed mortgage payments using the sum of a geometric series. [17:35]

An introduction to amortization. [7:46]

Explains how a short sale works for a mortgage as an alternative to foreclosure. [6:34]

This video explains all the hidden costs and additional fees to take into account when considering refinancing a mortgage and how these impact your monthly and longterm costs. One also needs to consider things like how long you intend to...

This video explains Adjustable Rate Mortgages ARMs and the risk involved. [11:42]

This video [14:18] focuses on understanding how mortgage interest rates are quoted.

More on mortgage-backed securities.

This video [9:36] is Part II of the introduction to mortgage-backed securities.

This video [7:57] is Part I of the introduction to mortgage-backed securities.

Explore the mechanics of adjustable-rate mortgages (ARM) in this video, including how they work and in what situation an ARM might be advantageous and when it might work against you. [11:42]

Figuring out the formula for fixed mortgage payments using the sum of a geometric series. [17:35]

Explore the mechanics of balloon payment mortgages in this video, including how they work and in what situation a balloon payment loan might be advantageous and when it might work against you. [6:08]

Explore the mechanics of hybrid adjustable-rate mortgages, which are a blend of a fixed rate mortgage and an adjustable rate in this video, including how they work and when they might be advantageous. [4:57]

Learn how mortgages work, how to use a mortgage calculator, and how to use a spreadsheet to show the payoff of a mortgage over time and the interest paid each year. [8:18]

Explore the different types of interest rates. Topics include the difference between fixed-rate mortgages, adjustable-rate mortgages, and hybrids such as 5/1 loans. [14:16]