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Why Save? Better Off Saving
Young scholars examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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What's Our Department Budget?
Analyze the influence of culture, media, technology, and other factors on health and examine a hospital budget. Learners will create a budget for a hospital taking in account factors such as staff and departmental needs and necessary...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Party Math
Learners create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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Charge!?
Learners compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
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What Can I Afford?
Students explore the costs of various cell phone plans, and various types of banking accounts to determine which one would yield the highest returns if the money saved from the cell phones were placed in different accounts.
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Cyber Currency, Currently
Students explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
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Vacation Anyone?
Students locate resources on Internet, calculate expenses based on a budget, locate destinations on a map, calculate mileage for a cross country trip, and design and create a presentation that summarizes the journey.
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Banking for Your Future
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
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Budget Mania
Students examine examples of budgets and explore the difficulties of living on a budget. The hands-on activity offers an opportunity to experience a real life application.
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We're Spending Too Much Money
Students discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
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Budgeting Your Financial Resources (The Mint)
Students plan and maintain balanced budgets.
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Alicia Keys, Songs in A Minor
Learners watch a video about Alicia Keys and discuss the business side of her career. Groups role-play producers for her new album taking on the responsibility for all aspects, including budgets, contracts, song production, and advertising.
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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Christmas Shopping
Learners pretend to buy age/gender appropriate Christmas presents using a given budget for a specified number of people.
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The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Making a Circle Graph of a Sample Budget
Students examine a sample budget and categorize the entries as a group. Then in small groups they convert budget category totals to percents and degrees to make a circle graph related to a sample budget.
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Charity Begins At Home
Students read and discuss "Prosperity Extends Its Reach, but Not Far Enough to Benefit All," and examine the difficulty, for the working poor, in making ends meet, and propose philanthropic solutions.
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Lesson Exchange: Design and make Cents (Elementary, Mathematics)
Sixth graders work in teams to design the perfect bedroom. The teams must create a room that is functional, original, and stays within a budget of $650.
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Money Management Part I: Money and You: An Introduction to Money Management and Budgeting
Learners discuss personal finance and create personal budgets. They discuss the importance of managing their money and how money management skills impact their future. Note: This lesson is intended for use with a SMART Board and...
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Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
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Family Money Matters: Exploring the World of Economics
Students become familiar with vocabulary related to spending money. In this economics lesson, students participate in activities to learn about spending money and budgets.
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A Big Purchase
Investigate the process of buying a car. High schoolers will use the internet to find cars that are for sale, that they are interested in, and review each car in detail in order to prepare a 3 page paper on which they give the details of...