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Lesson Plan
Curated OER

Be Your Own Cahncellor

For Teachers 9th - 12th
Learners analyze the funding strategies of a modern central government. Individuals or groups construct a plan for increasing spending and making cutbacks in various government programs. Students examine the importance of taxes on the...
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Lesson Plan
Curated OER

Balance the Budget

For Teachers 6th - 8th
Students make their own decisions over how central government should spend the money they get from taxing the public. They discuss where they could get more money from and how does spending and taxation outlined in the budget affect kids.
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Lesson Plan
Curated OER

Term Deposits: Worth the Wait?

For Teachers 5th - 9th
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Lesson Plan
Curated OER

Christmas Shopping on the Internet

For Teachers 4th - 5th
Students utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Lesson Plan
Curated OER

Savings and Stocks

For Teachers 9th - 12th
Work together to brainstorm answers to different questions related to the savings of American people. Draw a bar graph representing stocks. Practice using new economic terms as well.
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Lesson Plan
Curated OER

Why Do People Save?

For Teachers 6th - 8th
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
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Lesson Plan
Curated OER

A Money Plan

For Teachers 6th - 8th
Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
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Lesson Plan
Curated OER

Let's Go Shopping

For Teachers 7th
Seventh graders calculate sales tax and apply discounts regarding a set budget. They create a shopping list, apply tax and discounts, complete a worksheet, and calculate their total cost to equal as close to $1000.00 as they can without...
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Lesson Plan
Curated OER

Budgeting - The Basics, Part 1

For Teachers K - 8th
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
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Lesson Plan
Curated OER

Who's Going to the Convention?

For Teachers 9th - 12th
Students practice planning budgets as they create a budget for ten employees of a company to attend a professional convention. They use the Internet, and spreadsheet software to complete their assignment.
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Lesson Plan
Curated OER

Managing Your Money

For Teachers 3rd - 12th
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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Lesson Plan
Curated OER

Painting a Mural

For Teachers 10th - 12th
Learners research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.
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Lesson Plan
Curated OER

Creating and Maintaining a Budget

For Teachers 7th - 8th
Students explore the videogame, Sim City to create functioning cities. They develop and maintain a budget for their cities, and present their city using a Powerpoint presentation.
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Lesson Plan
Curated OER

The Cost of Life

For Teachers 3rd - 8th
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Young scholars list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
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Lesson Plan
Curated OER

How to Get Rich Slowly

For Teachers 4th
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
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Lesson Plan
Curated OER

Budgeting Fixed and Variable Expenses

For Teachers 6th - 10th
Pupils create a workable budget that includes allowances for fixed and variable expenses.
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Lesson Plan
Curated OER

Needs or Wants

For Teachers 1st - 6th
Learners explore which items are needs and wants and explore basic budgeting principles.
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Lesson Plan
Curated OER

Getting Green for Christmas

For Teachers 6th - 12th
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
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Lesson Plan
Curated OER

Fun With Estimation

For Teachers 3rd - 5th
Students get an opportunity to practice estimation skills in a real life situation after a unit on estimation has been taught.
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Activity
Federal Reserve Bank

Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf]

For Students 3rd - 5th
A workbook for children on how to save and manage their money, and how to create a budget.
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Lesson Plan
Yale University

Yale New Haven Teachers Institute: Income Budgeting

For Teachers 9th - 10th
This site contains a unit on budgeting money for use by middle school teachers. Includes enrichment problems, a bibliography, and many example problems and situations.
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Website
iCivics

I Civics: Curriculum Units

For Students 9th - 10th
A large collection of Social Studies units, WebQuests, and games that focuses on teaching students how government works and the importance of being responsible, informed American citizens. Units are linked to state standards. A teacher...
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Website
PBS

Pbs: Your Life Your Money

For Students 9th - 10th
PBS presents an abundance of financial information and helpful tips; real stories from real people on managing your money. Some of the financial challenges include getting out of debt, saving money, insurance, and investments.