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Careers
Eighth graders research careers on the computer to determine which career they are interested in. They create a spreadsheet using the Excel program and calculate the budget for their desired lifestyle and determine if this income is...
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Redistributing Utah's Tax Resources: Burdens and Benefits
Learners divide into three groups to investigate the use of community resources. The groups are given a budget and decide which services are most important by conducting discussions. They put the arguments for the spending in writing for...
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Town Budget Meeting Simulation: Meeting Needs of Young and Old Lesson Plan
Students participate in a simulation in which they determine the town budget to help programs in their community for the young and old. In groups, they brainstorm a list of the needs of the young and old and share their thoughts on why...
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Japan's Economic Miracle
Students engage in a lesson that discusses the economy of Japan. They conduct research using budgets found on the internet. Then they have group discussions of how the government gets its money for spending.
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Saving Money On Household Items
High schoolers use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for high schoolers...
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Prom Date
Students use the internet to research the cost of going to the school prom. As a class, they brainstorm about the things needed in order to go to the dance and use advertisements to make a budget. After all of the data is collected,...
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Desperation: The Great Depression
Students examined the feelings of hopelessness that can result from losing
their income, much like one-third of Americans experienced during the Depression in a small group lesson of a mock household. Students create a household budget...
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Family Purchases
Learners generate a gift list for their family members making sure the costs remain under budget. They research the cost of items on the internet, calculate sales tax, and determine the total cost for all of the gifts.
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Shopping
Fifth graders simulate a shopping experience. Students are given a specified amount of money and they must spend it. Students choose five items they wish to purchase and determine if they can afford the items.
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Pay Check Advance Loans
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.
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The NHS: Central Government Spending
Learners explore England's National Health Service (NHS). They identify problems and suggest solutions to an imaginary incident. Students plan the hospital budget. They discover that spending decisions are political.
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Be Your Own Cahncellor
Young scholars analyze the funding strategies of a modern central government. Individuals or groups construct a plan for increasing spending and making cutbacks in various government programs. Students examine the importance of taxes...
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Balance the Budget
Students make their own decisions over how central government should spend the money they get from taxing the public. They discuss where they could get more money from and how does spending and taxation outlined in the budget affect kids.
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Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Christmas Shopping on the Internet
Students utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Savings and Stocks
Work together to brainstorm answers to different questions related to the savings of American people. Draw a bar graph representing stocks. Practice using new economic terms as well.
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Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
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A Money Plan
Young scholars discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
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Let's Go Shopping
Seventh graders calculate sales tax and apply discounts regarding a set budget. They create a shopping list, apply tax and discounts, complete a worksheet, and calculate their total cost to equal as close to $1000.00 as they can without...
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Budgeting - The Basics, Part 1
Young scholars investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
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Who's Going to the Convention?
High schoolers practice planning budgets as they create a budget for ten employees of a company to attend a professional convention. They use the Internet, and spreadsheet software to complete their assignment.
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Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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Painting a Mural
Students research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.
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Budgeting & Checking Activity
Fifth graders role play office managers and prepare budgets for three given areas.