Curated OER
Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
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Saving and Investing
Fifth graders participate in activities to promote understanding of investing and saving. In this saving and investing lesson, 5th graders design a portfolio, play a card game and write a skit about the importance of investing.
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Short-Term and Long-Term Savings Goals
Fifth graders discover how saving money can apply to their lives. In this personal finance lesson, 5th graders use the book The Leaves in October, as a conversation starter on income, savings and setting goals. Students explore the...
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Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Invest In Yourself
Learners learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management activity, students apply their knowledge of finance components and create their own web based plan...
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The Business of Interest
Young scholars learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. For this financial management lesson, students apply their math skills to real...
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Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
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Tarantula Shoes
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Party Math
Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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Cyber Currency, Currently
Students explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
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Budgeting Your Financial Resources (The Mint)
Students plan and maintain balanced budgets.
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
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Money Museum Tour
Twelfth graders explore the importance of banks in the United States. In this Economics lesson, 12th graders participate in a simulation of what happens at a bank. Students discuss their findings.
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Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. In this discussing money and interest lesson, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the general attitude...
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Moving Out
Young scholars determine their cost of living. In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house. Young scholars research the cost...
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There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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Estimating Expenses
In this estimation worksheet, students estimate expenses of different items by solving word problems. Students estimate expenses for 5 problems.
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The Money Game
Eleventh graders investigate the amount of money that families use throughout the year. In this economic and math lesson, 11th graders participate in a money bingo game. Students analyze the needs and wants for a...