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Real Life Challenge
In this consumer mathematics instructional activity, students use the newspaper to complete the sheet and figure out their budget for the next six months. They include parenting challenges and a new baby in their budget factors.
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Savings On Best Buys
In this math worksheet, students do some comparison shopping using items found in the market. They also calculate the savings earned.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Creating a Savings Chart
Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...
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My World Wide Tour of Spanish Speaking Countries
Learners organize a two week travel plan through Spanish speaking countries all over the world. plan their flight schedules, accommodations, and tours of cultural events. Students compute the total cost of their trip.
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Accounting: Changes That Affect Owner's Equity
Students study transactions that affect the owner's equity of a proprietorship. They explore revenue, expenses and withdrawals and how they fit into the accounting equation. They complete online activities and a quiz.
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Financial Planning
Students research possible careers. They determine typical starting income for the career. Using collected information, students develop a budget for their starting income. Students consider car payments and research the process of...
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The Hundred Penny Box
Learners analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Income & Expense List
Students analyze a worksheet on income and expenses. They list all their monthly expenses and log them onto a working worksheet for evaluation. Evaluation of checkbooks is covered in depth.
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Stone Fox and Economics
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Pocket Money And Pester Power
Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...
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Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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The Lemonade Stand
Young scholars play The Lemonade Stand game online to explore business world; students make decisions about cost, profit, and advertising, and complete worksheet answering questions about choices they made as a producer.
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Your First Job
High schoolers determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.
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Financial Literacy - Saving and Investing
Students examine how money can work differently for every individual, identify various sources for saving and investing, and discuss most beneficial savings or investing plans for one's budget.
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson plan, student understand financial scenarios as they relate to different ways...
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Under the Bed or in the Bank?
Students explore personal finance. In this consumer /financial mathematics lesson, students compare interest rates as they explore savings.
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Parents of Teens Ride Waves of Expenses
Learners explore the concept of the cost of raising a child. In this cost of raising a child lesson, students read an article about the expenses associated with teenagers. Learners discuss ways in which parents maneuver finances for...
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Where Does All the Money Go?
Students explore the concept of uses for money. For this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
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Budget: Don't Go Broke (NEFE)
Students examine how to plan and maintain a balanced budget. In this financial literacy lesson, teacher students follow the PowerPoint and answer questions based on learned information in order to understand where their money goes and...