Instructional Video10:59
Curated OER

Does the Bailout Have a Chance of Working?

11th - Higher Ed
To start this video Sal lists the liability and assets of an imaginary bank and then discusses how banks acted with different levels of caution, which then led to some loans backed up but others defaulted on.
Instructional Video
Federal Reserve Bank

Federal Reserve and You: Fractional Reserve Banking

9th - 10th
Fractional Reserve Banking is featured in this brief video explaining the system of deposits and loans.
Instructional Video
Federal Reserve Bank

The Federal Reserve and You: How Money Is Created and Destroyed

9th - 10th
Money gets destroyed? The video unveils what happens to money after loans are paid off.
Instructional Video
Federal Reserve Bank

Federal Reserve and You: Money and Banking 101: How Banks Make Money

9th - 10th
Did you ever wonder how banks make money? This short video describes how banks make money off charging both interest on loans and fees for banking products. [0:52]
Instructional Video
Khan Academy

Khan Academy: Mortgage Backed Securities: Mortgage Backed Securities I

9th - 10th
Video lecture provides an introduction to mortgage-backed securities. [7:57]
Instructional Video
Khan Academy

Khan Academy: Banking and Money: Giving Out Loans Without Giving Out Gold

9th - 10th
Video lecture explores how banks can give out loans without ever giving out gold. [8:29]
Instructional Video
Other

Consumer Education and Training Services: Smart Borrowing: Payday Loans

9th - 10th
Explains what a payday loan is and how repayment works. The importance of paying it back quickly is stressed, as well as some alternatives to a payday loan that might be considered. [4:24]
Instructional Video
Khan Academy

Khan Academy: Annual Percentage Rate (Apr) and Effective Apr

9th - 10th
The annual percentage rate (APR) that you are charged on a loan may not be the amount of interest you actually pay. The amount of interest you effectively pay is greater the more frequently the interest is compounded. In this video, we...
Instructional Video
Khan Academy

Khan Academy: Repurchase Agreements (Repo Transactions)

9th - 10th
This video [11:25] discusses the mechanics of repurchase agreements (repo transactions/loans).
Instructional Video
Khan Academy

Khan Academy: Frb Commentary 2: Deposit Insurance

9th - 10th
Sal Khan offers commentary on the weaknesses of fractional reserve banking, the FDIC, and deposit insurance and its side effects. [17:19]
Instructional Video
Khan Academy

Khan Academy: Fractional Reserve Banking Commentary 1

9th - 10th
Sal Khan offers commentary on the weak points of Fractional Reserve Banking. [19:13]
Instructional Video
Khan Academy

Khan Academy: Formula for Continuously Compounding Interest

9th - 10th
Learn how to calculate interest when interest is compounded continuously. This video compares the effects of compounding more than annually, building up to interest compounding continually. [8:58]
Instructional Video
Khan Academy

Khan Academy: Corporate Debt Versus Traditional Mortgages

9th - 10th
Sal Khan helps you understand how most corporate debt is different than most personal mortgages. [4:55]