This video explains how banks and financial institutions create credit in the wider economy. The presenter uses examples to illustrate how banks extend loans and create assets on their balance sheet, while also opening equal value...

When someone borrows money and pays it back on time, they build credit, and good credit allows them to borrow more. People without a good credit history are often blocked from important economic transactions like renting an apartment or...

Michael Hudson, Distinguished Research Professor of Economics, University of Missouri, Kansas City at the panel entitled "The Challenge of DeLeveraging and Overhangs of Debt II: The Politics and Economics of Restructuring" at the...

"Openness" and "restructuring" led to the collapse of the Soviet Union. But if it also led to the collapse of orthodox economics, James Galbraith wouldn't mind.



The University of Texas economist outlines how the profession...

In this lecture video, the speaker discusses one of the key economic policies of the government, monetary policy. They explain that monetary policy is organized and managed by independent central banks, such as the Bank of England, and...

Access to finance was supposed to reduce inequality, and make us all better off. Why hasn't that happened?



Birmingham City Business School Senior Lecturer Hanna Szymborska calls for economists and bankers to look more...

CREDITS

Animation & Design: Jean-Pierre
Louw
Narration: Luc
y Billings
Script

: Lucy Billings

An equal’s sign means two
expressions are equal to
one another. But sometimes the...

Can the poor borrow their way out of poverty? In this episode, Alvin Hall aims to find out by lending just $25 to two small business women in Tanzania, via Kiva, a global micro-finance website.

The video is a guide for aspiring entrepreneurs on how to finance the launch of a business. It provides various avenues of financing and practical ways to approach investors, including friends and family, veteran programs, microlenders,...

European Bank Recapitalization

The U.S. just passed the biggest economic stimulus package in history in response to COVID-19... what do past examples tell us about its effectiveness?

How do you know a major financial crisis is coming? Look for a spike in privately held debt, by households and corporations.



That's the argument of Richard Vague, author of The Next Economic Disaster: Why It's Coming and How...

In this video, Jabzy brings us historical tidbits and unknown facts about the Mongolian Revolution 1911-21

This is a video discussing the leverage ratio and its importance in measuring a bank's capital reserves relative to the loans it has taken on. The video discusses how the regulator sets a minimum leverage ratio for banks and how this...

What is the World Bank?

The video explains the concept of gearing ratio in finance. It defines non-current liabilities and capital employed, and shows how to calculate the ratio using a live example. It also discusses the impact of high and low levels of...

Join the hundreds of thousands of students that have used Mr. Clifford's videos and resources to ace your macroeconomics course.

Hey econ students! Monetary policy is one of the most important and most difficult concepts that you will learn in your macroeconomics class. Be sure that you understand how to show changes in the money supply on the money market graph...

The video explains the traditional banking model and the core functions of banks and financial institutions as financial intermediaries between savers and borrowers. It also discusses the evolution of the banking system and the different...

In this video, Richard Branson shares his advice with aspiring entrepreneurs. He encourages them to take action on their ideas and not just talk about them.

An equal’s sign means two expressions are equal to

one another. But sometimes the expressions are not equal
… we
might only know that something is bigger than or smaller than somethi
ng else…
this is...

Yesterday a £1 Billion bailout for Transport for London was finally agreed, supporting the struggling transport network through continued COVID restrictions. The fight to get the funding is interesting, but maybe more interesting is what...

Fischer Black and Me

A breakdown of the $2 trillion stimulus deal - the largest relief package in American history - designed to soften the blow that the coronavirus outbreak has dealt to the economy.