Lesson Plan
Curated OER

Where Do We Get the Money We Spend?

For Teachers 6th - 8th
Middle schoolers discuss the sources of income for people in their community. They examine why different jobs are paid different wages. They also classify productive resources in the economy.
Activity
Trinity University

Trinity University: Inequality and Education

For Students 9th - 10th
Trinity University offers an overview of the problems of inequality in the education system in the United States. Has links to charts and articles about income and education.
Lesson Plan
Yale University

Yale New Haven Teachers Institute: Income Budgeting

For Teachers 9th - 10th
This site contains a unit on budgeting money for use by middle school teachers. Includes enrichment problems, a bibliography, and many example problems and situations.
Lesson Plan
Yale University

Yale New Haven Teachers Institute: Income Budgeting

For Teachers 9th - 10th
This site contains a unit on budgeting money for use by middle school teachers. Includes enrichment problems, a bibliography, and many example problems and situations.
Activity
McGraw Hill

Glencoe: The United States Economy

For Students 9th - 10th
This site gives a concise outlook of the United States Economy in the early twenty-first century. The summary is brief, but it is easy to read and understand. Includes numerous links to graphs.
Lesson Plan
Other

Actuarial Foundation: Building Your Future: Succeeding [Pdf]

For Teachers 9th - 10th
Through information, examples, and practice, students learn about the costs and advantages of post-secondary education, how to understand the potential earnings and benefits of a job, how to make a budget, and why it is important to...
Article
Other

Save Wealth: A Guide to Reducing Taxes

For Students 9th - 10th
Financial and Investment Education website provides ways to reduce taxes. Great Site developed to educate clients on wealth preservation strategies.
Website
Other

Wisconsin Educational Communications Board: Financial Literacy: Teach It!

For Students 9th - 10th
Students at all grade levels learn about basic finance skills and explore ways to make informed decisions about their financial future.
Article
NPR: National Public Radio

Npr: Deal to Raise California's Minimum Wage to $15

For Students 9th - 10th
Article reports on a recent deal that will raise California's minimum wage to $15 per hour.
Lesson Plan
Council for Economic Education

Econ Ed Link: Money Doesn't Grow on Trees

For Teachers K - 1st
This lesson plan helps students distinguish between earned and unearned income by identifying methods for getting money.
Graphic
Next Gen Personal Finance

Next Gen Personal Finance: Budgeting Data Crunch

For Students 9th - 10th
Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions. These sets of data help students understand financial concepts such as budgeting.
Lesson Plan
Scholastic

Scholastic: Adventures in Math: Lesson 1: Money Matters

For Teachers K - 1st
The process of earning money is the cornerstone of financial literacy. In this activity, students will identify key terms associated with earning money, explore ideas for earning money now, and evaluate various career options as sources...
Lesson Plan
Scholastic

Scholastic: Plan, Save, Succeed! Achieving Financial Literacy Goals

For Teachers 6th - 8th
Middle schoolers will understand how a budget is created and how it can support good financial decision-making. They will begin to consider the role that saving plays in financial planning.
Website
New York University

Reading 101: Education Overview

For Students 9th - 10th Standards
Although there is no title to this resource, it looks at the history of education. Discusses why schools were established, what they had to do with capitalism and the effects of education on individuals.
Lesson Plan
University of Missouri

University of Missouri: Wise Pockets: Berenstain Bears' Trouble With Money

For Teachers 3rd - 5th
Using a Berenstain Bears' book, students are introduced to concepts such as spending, goods, services, income, saving, and interest. Lesson is detailed and has good activities. Includes questions about the story that teach students about...
Unit Plan
University of Missouri

Wise Pockets World: Wise Pockets Clubhouse for Students

For Students 1st - 4th
As students read the stories in the library, they learn about earning money, spending and saving money, and a bit about borrowing and lending money as well. Each story is followed by a short quiz and a printable activity.
Website
US Census Bureau

U.s. Census Bureau: Income

For Students 9th - 10th
This U.S. Census website gives current and past information on the income of Americans.
Activity
Cynthia J. O'Hora

Mrs. O's House: Examine Earnings Report 2007

For Teachers 9th - 10th
Students will study the earnings reports provided, review and discuss questions, and create a presentation highlighting a way to improve future income earnings.
Activity
Other

Economic Awareness Council: Budgeting Basics [Pdf]

For Students 9th - 10th
Learn practical steps to take when building a budget that you can realistically live with.
Unit Plan
Other

Treasury Direct: Money Math: Lessons for Life: Math and Taxes:a Pair to Count On

For Teachers 7th - 9th
Students have the opportunity to see how the money they earn is dependent, to a great extent, on the education they gain, by examining occupations and salaries. They then will use pay stubs and tax tables to learn what happens to the...
Lesson Plan
Council for Economic Education

Econ Ed Link: Money Comes and Goes

For Teachers 3rd - 5th
Students read two online stories that introduce them to the elements of a budget and show that a successful budget balances money coming in (income) with money going out (expenses and savings). Follow-up activities point out the value of...
Website
Wolters Kluwer

Small Business Guide: What Are Your Self Employment Taxes?

For Students 9th - 10th
CCH Business Owner's Toolkit answers questions about self-employment taxes because "even if you don't hire anyone else to help you run your business, you're always going to have at least one employee, and that would be yourself."
Lesson Plan
Council for Economic Education

Econ Ed Link: Wages and Me

For Teachers 9th - 10th
Students explore the reasons for differences in the wages for several occupations. Then students are guided through the Bureau of Labor Statistics website to find information about their potential careers and wage rates nationally and in...
Lesson Plan
Council for Economic Education

Econ Ed Link: The Economics of Income: The Rich Nations Mystery

For Teachers 9th - 10th
Why are some countries very wealthy and others so poor? In this lesson plan you will learn about the factors that contribute to a nation's standard of living.