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Lesson Plan
Curated OER

"Tarantula Shoes," by Tom Birdseye

For Teachers 2nd - 8th
Pupils read a book and explore spending, saving, opportunity cost, and trade-offs. They keep a diary of expenses to track their spending and examine their opportunity costs.
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Lesson Plan
Curated OER

Saving For Retirement

For Teachers 7th - 8th
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
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Lesson Plan
Curated OER

Jesse's Big Change

For Teachers 9th - 12th
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
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Lesson Plan
Curated OER

Budgeting 101

For Teachers 7th - 12th
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Lesson Plan
Curated OER

Unit Pricing

For Teachers 11th - Higher Ed
Students explore unit pricing to determine the best buy for their money. In this personal finance lesson, students calculate cost per wear examples and create a list of criteria for picking clothes. Students visit a story and use their...
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Lesson Plan
Curated OER

Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics lesson plan, students compare interest rates as they explore savings. 
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Lesson Plan
Curated OER

Retirement: Show Me the Money!

For Teachers 9th - 10th
Students explore the concept of retirement finances. In this retirement finances lesson, students discuss what it means to save, invest, risk, or the time value of money. Students play the stock market game. Students interview a parent...
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Lesson Plan
Curated OER

You Can Bank on Me!

For Teachers K - 2nd
Students identify reasons people choose to donate. In this donating lesson plan, students contrast the words spend, save, and donate. Students learn a song about donating, brainstorm reasons to give, and make sound choices with their money.
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Worksheet
Curated OER

Real Life Challenge ~ Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings account...
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Lesson Plan
Curated OER

Term Deposits: Worth the Wait?

For Teachers 5th - 9th
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Lesson Plan
Curated OER

Sources of Finance for Development

For Teachers 9th - 12th
Young scholars identify the positives and negatives of foreign aid. They explain the main functions of the World Bank and the IMF. They discuss concepts related to these in class.
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Lesson Plan
Curated OER

Meet the Financial Institution Representative

For Teachers 6th - 8th
Learners listen to a financial institution representative discuss how to open a savings account, and fill out an application for a new account. Students practice creating a savings deposit slip and determine the differences between the...
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Lesson Plan
Curated OER

Lesson 2: Savings Accounts and U.S. Savings Bonds

For Teachers 9th - 12th
Students explore the importance of savings accounts and U.S. Savings Bonds. They study the concept of simple interest through a math activity.
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Lesson Plan
Curated OER

Selling, Spending, or Saving

For Teachers 8th - 12th
Learners examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
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Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
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Lesson Plan
Curated OER

"The Leaves in October", by Karen Ackerman

For Teachers 2nd - 8th
Pupils read a story about a family living in a shelter. They explore different places to save their money and the advantages and disadvantages of each.
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Lesson Plan
Curated OER

"Four Dollars and Fifty Cents," by Eric Kimmel

For Teachers 2nd - 8th
Students use the book, "Four Dollars and Fifty Cents" to discover ways that creditors can obtain payment from reluctant debtors
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Lesson Plan
Curated OER

Reno's Dilemma

For Teachers K - 2nd
Students explain proportions as it relates to principle and interest. They use proportions to explain relationships and analyze relationships by identifying patterns.
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Activity
Federal Reserve Bank

Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf]

For Students 3rd - 5th
A workbook for children on how to save and manage their money, and how to create a budget.
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Website
University of Missouri

University of Missouri St. Louis: Wise Pockets World

For Students 2nd - 5th
Join the adventures of Wise Pockets, a curious koala, to learn about money concepts. Great elementary website to explore earning, saving, and credit. The website includes a student, teacher, and parent section with resources.
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Website
PBS

Pbs: Your Life Your Money

For Students 9th - 10th
PBS presents an abundance of financial information and helpful tips; real stories from real people on managing your money. Some of the financial challenges include getting out of debt, saving money, insurance, and investments.
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Website
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Consumer Tools

For Students Pre-K - 1st
Useful age-appropriate lessons and activities meant to educate kids about their finances as they grow. Geared toward ages 3 through 18+, each module identifies 4 specific milestones students should understand in order to achieve...
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Lesson Plan
Other

Actuarial Foundation: Building Your Future: Financing [Pdf]

For Teachers 9th - 10th
In book 2 from the Building Your Future series, students and teachers get resources and practice on how financing works, such as getting loans and buying insurance.
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Lesson Plan
Other

Actuarial Foundation: Building Your Future: Investing [Pdf]

For Students 9th - 10th
In book 3 of the Building Your Future series, students and teachers work on the concept of investing, including stock and bonds, mutual funds, risk and diversification, and inflation, through a combination of information and practice.