Lesson Plan
Curated OER

Banking

For Teachers 9th - Higher Ed
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...
Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to...
Lesson Plan
Curated OER

Debt

For Teachers 4th
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit lesson, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit," and...
Lesson Plan
Curated OER

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. Students discuss ways to avoid and get out of debt....
Lesson Plan
Curated OER

Shopping Smarter

For Teachers 5th - 7th
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. In this consumer math lesson, students read the book The Kids' Money Book and discuss economic concepts. Students complete...
Lesson Plan
Curated OER

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Lesson Plan
Curated OER

Invest in Yourself

For Teachers 9th - 12th
Students develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios such as earning...
Lesson Plan
Curated OER

The Business of Interest

For Teachers 9th - Higher Ed
Students explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Worksheet
Curated OER

Debt Puzzle

For Students 5th - Higher Ed
In this debt word search puzzle, students identify terms dealing to debt. Examples include wages, bills, decline, disclosure. A list of 40 words are provided to assist students in their search.
Lesson Plan
Curated OER

Balancing the Budget

For Teachers 9th - 12th
Students identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...
Lesson Plan
Curated OER

Describe How Money Barter, and Credit Were Used in Colonial Virginia

For Teachers 4th
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
Lesson Plan
Curated OER

Pontiac's War

For Teachers 3rd - 5th
Students interpret primary sources concerning Pontiac's Rebellion. They are able to explain the motives behind the attack on the British. Students predict possible outcomes of Pontiac's Rebllion.
Lesson Plan
Curated OER

Who Controls the Real Cost of Credit Cards?

For Teachers 9th - 12th
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
Lesson Plan
Curated OER

How Credit Works

For Teachers 7th - 12th
Students discuss credit terminology and analyze an actual loan application from a family member.
Lesson Plan
Curated OER

State Government Debt in Utah: Rapid Growth in Recent Years

For Teachers 11th - 12th
Students examine growth of debt in Utah state government from 1991 to present, compare general obligation debt and revenue debt incurred by state, identify four primary methods used by governments to finance projects, and complete...
Lesson Plan
Curated OER

Good Debt -- Bad Debt

For Teachers 6th - 8th
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the lesson.
Lesson Plan
Curated OER

Mathematics: Budgeting

For Teachers 10th - 12th
Young scholars develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
Lesson Plan
Curated OER

Reno's Dilemma

For Teachers 9th - 12th
Students analyze information to determine good and bad debt. They calculate percentages when given interest and return on investment information. They also analyze positive and negative debt/return information to determine the preferred...
Lesson Plan
Curated OER

Reno's Dilemma

For Teachers K - 2nd
Young scholars explain proportions as it relates to principle and interest. They use proportions to explain relationships and analyze relationships by identifying patterns.
Handout
Forum Romanum

Outlines of Roman History: Equalization of the Orders

For Students 9th - 10th
This article shows how, through debt, agrarian, and legislative reform, the patricians and plebeians finally form a united citizenship.
Article
BBC

Bbc: The Un and World Poverty

For Students 9th - 10th
This article from 2000 covers debt throughout the world and where poverty is focused. Speculates on possible problems and reasons why the poor nations are focused on certain continents.
Website
PBS

Pbs: Your Life Your Money

For Students 9th - 10th
PBS presents an abundance of financial information and helpful tips; real stories from real people on managing your money. Some of the financial challenges include getting out of debt, saving money, insurance, and investments.
Activity
Genius Brands International

Secret Millionaires Club: Webisode Activities

For Teachers 3rd - 8th
Backed by Warren Buffett, "the world's most famous investor," the Secret Millionaires Club teaches children about saving and investing money, about how businesses and credit cards work, and about the personal qualities that support...