Curated OER
Lesson 5: Creating a Budget
Students define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
Curated OER
Revolutionary War
Students discover that one to explore about the past is to read historical novels. They see that in every war there are many viewpoints to consider. Students are introduced to the young adult historical novel My Brother Sam Is Dead. ...
Curated OER
Banking
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...
Curated OER
Credit: Buy Now, Pay Later (NEFE)
Students examine credit use and abuse, and the consequences of bankruptcy.
Curated OER
Credit Card Danger and Abuse
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
Curated OER
Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
Curated OER
Debt
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit lesson, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit," and...
Curated OER
High Earners Can Still Struggle
High schoolers explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. High schoolers discuss ways to avoid and get out...
Curated OER
Shopping Smarter
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. In this consumer math lesson plan, students read the book The Kids' Money Book and discuss economic concepts. Students...
Curated OER
High Earners Can Still Struggle
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Curated OER
Invest in Yourself
High schoolers develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." High schoolers calculate the finances of a character in the video. Students experience various budget scenarios such...
Curated OER
The Business of Interest
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Curated OER
Debt Puzzle
In this debt word search puzzle, students identify terms dealing to debt. Examples include wages, bills, decline, disclosure. A list of 40 words are provided to assist students in their search.
Curated OER
Balancing the Budget
Students identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...
Curated OER
Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
Curated OER
Pontiac's War
Students interpret primary sources concerning Pontiac's Rebellion. They are able to explain the motives behind the attack on the British. Students predict possible outcomes of Pontiac's Rebllion.
Curated OER
Who Controls the Real Cost of Credit Cards?
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
Curated OER
Financial Literacy - Debt and Poor Money Management
Young scholars review responsibilities people have of their own finances, consequences of poor money management, excessive debt, and bankruptcy.
Curated OER
How Credit Works
Students discuss credit terminology and analyze an actual loan application from a family member.
Curated OER
State Government Debt in Utah: Rapid Growth in Recent Years
Students examine growth of debt in Utah state government from 1991 to present, compare general obligation debt and revenue debt incurred by state, identify four primary methods used by governments to finance projects, and complete...
Curated OER
Good Debt -- Bad Debt
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the lesson.
Curated OER
Mathematics: Budgeting
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
Curated OER
Reno's Dilemma
Students analyze information to determine good and bad debt. They calculate percentages when given interest and return on investment information. They also analyze positive and negative debt/return information to determine the preferred...