Unit Plan
Texas Education Agency

Texas Gateway: How Individuals Make Choices Based on Their Budget

For Students 11th - 12th
By the end of this section, you will be able to calculate and graph budgets constraints, explain opportunity sets and opportunity costs, evaluate the law of diminishing marginal utility, and explain how marginal analysis and utility...
Article
Federal Trade Commission

Federal Trade Commission: Consumer: Making a Budget

For Students 9th - 10th
Learn all about budgeting including saving money and how to make and use a budget. Includes examples.
Unit Plan
Next Gen Personal Finance

Next Gen Personal Finance: Budgeting

For Teachers 9th - 10th
Lessons and activities to teach students about creating and living within a budget.
Graphic
Next Gen Personal Finance

Next Gen Personal Finance: Budgeting Data Crunch

For Students 9th - 10th
Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions. These sets of data help students understand financial concepts such as budgeting.
Lesson Plan
Yale University

Yale New Haven Teachers Institute: Income Budgeting

For Teachers 9th - 10th
This site contains a unit on budgeting money for use by middle school teachers. Includes enrichment problems, a bibliography, and many example problems and situations.
Lesson Plan
Utah Education Network

Uen: Budgeting

For Teachers 9th - 10th
It is very important that you know about budgeting and have discussed it before you get married. Learn why a budget must be flexible in order to work and is important for couples managing money.
Lesson Plan
Council for Economic Education

Econ Ed Link: National Budget Simulation

For Teachers 9th - 10th
How would you deal with the national budget if you were the President of the United States? What if there was a national emergency? This site includes a budget simulation on the computer that allows students to make real budget...
Website
US Government Publishing Office

Ben's Guide to u.s. Government: Branches of Government: The President's Budget

For Students 6th - 8th
Ben's Guide is a fun way to present US laws to students. This site presents an explanation of the Presidential Budget. Links to related sites are available.
Lesson Plan
Bill of Rights Institute

Bill of Rights Institute: The Federal Budget and the Constitution

For Teachers 9th - 10th
What responsibilities belong to the U.S. President and the Congressional houses when it comes to establishing the federal budget? Take a look at these resources and incorporate this lesson into classroom learning.
Primary
PBS

Pbs News Hour: The 1998 Federal Budget

For Students 9th - 10th
Transcript of PBS )nterview (from "The NewsHour with Jim Lehrer") with OMB Director, Franklin Raines, discussing the rationale behind the 1998 Federal budget proposed by the Clinton Administration.
Unit Plan
C-SPAN

C Span Classroom: Teaching About Balanced Budget Amendment

For Students 9th - 10th
Learning resource using C-SPAN videos and related articles from which students learn what a balanced budget amendment is and whether it's a good idea for the country or not. Students join the debate by participating in a deliberation in...
Article
The Balance

The Balance: u.s. Military Budget: Components, Challenges, and Growth

For Students 9th - 10th
Defense spending in the second largest budgetary item in the U.S. national budget. This explains in general terms how the funds are allocated and provides a chart showing military spending since 2003.
Unit Plan
Indiana University

The Center on Congress: E Learning Module: Federal Budget Allocation

For Students 9th - 10th
Interactive learning activity teaches how Congress allocates funds in the federal budget for programs such as Homeland Security, Defense, and Education.
Website
PBS

Pbs Learning Media: Bayard Rustin: A Freedom Budget, Part 2

For Students 9th - 10th
This audio excerpt from Bayard Rustin's 1967 "Freedom Budget" speech outlines a nine-year plan to end poverty in America.
Website
University of Groningen

American History: Outlines: The Federal Budget

For Students 9th - 10th
Overview on the complexities of the federal budgeting process and the Congressional Budget Office (CBO).
Lesson Plan
Other

The Mint: Ideas for Teachers: Budgeting Your Financial Resources

For Teachers 9th - 10th
This lesson plan teaches students about different types of income and expenses and allows them to develop a personal budget.
Handout
Math Is Fun

Math Is Fun: Personal Budget

For Students 9th - 10th
Get some tips here on how to set up a personal budget by analyzing expenses, budgeting for the whole year, reducing expenses, tracking expenditures, paying off debts, planning for emergencies, and investing.
Graphic
Federal Reserve Bank

Federal Reserve Bank of Atlanta: Budgeting

For Students 9th - 10th
Illustrates the difference between sources of income and fixed versus variable expenses through a simple budget plan. Introduces students to the basics of budgeting.
Unit Plan
Khan Academy

Khan Academy: Decisions Within a Budget Constraint

For Students 9th - 10th
Another approach to maximizing utility uses indifference curves (sometimes called utility curves) and budget constraints to identify the utility optimizing combination of consumption. Read about this method in this article.
Unit Plan
Other

The Mint: Budgeting

For Students 1st - 8th
An interactive tool to help you figure out your own budget.
Unit Plan
Goodwill

Gcf Global: Creating a Budget

For Students 9th - 10th
Detailed lesson highlights strategies to use to create a sound financial budget.
Handout
Goodwill

Gcf Global: Budget Now Before You Start Looking for a New Job

For Students 9th - 10th
Learn how to budget so you can more freely search for your dream job.
Article
Bankrate

Bankrate: How to Budget

For Students 9th - 10th
This site shows you how to set up and manage your own budget. Includes several bullets points and information for understanding. (2001)
Lesson Plan
Alabama Learning Exchange

Alex: Becoming a Wise Consumer: Creating a Budget

For Teachers 6th - 8th
In this instructional activity, students will learn how to become a wise consumer by creating a budget based on needs and wants. Students will create a weekly budget with a variable income using the interactive app MWB: My Weekly Budget...

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