Practical Money Skills
Student Loans
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
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A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
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Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
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SPENDING: Maintaining the Skill of Money
Fourth graders explore the concept of maintaining money. In this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
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Public Policy & The Federal Budget
Pupils, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. For this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
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Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
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Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
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Advanced Math Budget Project
What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...
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Party Time
Students design a budget to plan for a class party. In this problem solving lesson, students devise a budget with a limit of fifty dollars for a class party. Students discuss and estimate the amount of money needed for food and decorations.
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Why Save? Better Off Saving
Young scholars examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt, saving,...
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How to Achieve Your Financial Goals
Learners explore economics by creating a budget. In this financial goal setting lesson, students investigate their use of time by completing a worksheet. Learners identify financial goals they would like to achieve in the next several...
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Simple Strategies
Here is a fabulous lesson plan on problem solving strategies for your charges. In it, learners are presented with many excellent techniques they can use when faced with a multi-step math word problem. Some terrific blackline masters are...
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Financial Literacy - Saving and Investing
Students examine how money can work differently for every individual, identify various sources for saving and investing, and discuss most beneficial savings or investing plans for one's budget.
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Band Tour Across America
Young scholars plan the trip of a band across America. In this money planning lesson, students create a budget for the band using excel basic functions. They manage the band and its budget and relate the tour to future budgeting needs of...
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Banking for Your Future
Young scholars get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
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Shopping for a Party
Second graders produce a budget for a party. In this money management lesson plan, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit. Students observe a video clip in class discussing budgets.
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Final Analysis
In this consumer mathematics worksheet, students calculate the total amount of money they earned during a project given. Then they transfer the expenses from each month to find their totals. Students also calculate to find their final...
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Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson plan, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
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Family Finances
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...