Curated OER
A Lifetime of Savings
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...
Curated OER
Saving For Retirement
Learners examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
Curated OER
The Bank Account
Your algebra learners become bankers for a day as they explore compounding interest and the formula used to calculate the balance in a savings account. Questions guide the learners as they analyze the formula's parts and their connection...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
Savings and Earnings
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money lesson plan, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...
Curated OER
Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
Curated OER
Money Math Lessons for Life
An outstanding instructional activity on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to...
Visa
Bank or Bust: Selecting a Banking Partner
Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...
Curated OER
Managing a Checkbook
How do grown ups do it? Teach your upper graders the ins and outs of personal finance by having them use their algebra skills to balance a checkbook. They examine the financial side of math, set up a checking account, and balance their...
Council for Economic Education
You Can Bank On This! (Part 3)
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, learners also learn about the workings of an ATM and a checking account.
Curated OER
Checking Account - Reading Comprehension
In this reading comprehension worksheet, students will read a passage about opening a bank account and then determine the answer to five comprehension questions. In addition students will then evaluate the scenario presented and write...
Curated OER
Unit 4: Money Management - Using Bank Services
Young scholars explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of...
Curated OER
Take It To the Bank
Examine how the economics of a school store relate to real world economics. Elementary students explore various websites, complete a Venn diagram, create a schedule of wages for the students, read the book "A Chair For My Mother" and...
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
Curated OER
Saving and Creating a Personal Budget
Fifth graders brainstorm ways to save money. In this financial awareness lesson, 5th graders read a chapter from the book, From the Mixed-Up Files of Mrs. Basil E. Frankweiler and create a personal budget for themselves.
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
Curated OER
Bright Ideas for Bringing up Smart Savers
Students explore the concept of saving money. In this saving money lesson, students read an article about saving money. Students discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
Curated OER
Take Charge of Your Financial Future
Students discuss Biz Kids understanding that it is a program to help people become financially educated. In this mathematics lesson, students view an episode and discuss what they would do if given various situations like going out or...
Curated OER
Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
Curated OER
Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
Curated OER
After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Learners discuss the progress each family made financially after three months, and then make their own financial plan.
College Board
2004 AP® Macroeconomics Free-Response Questions
The Federal Reserve guides banking policy for the country. Learners consider the effects of its force using authentic materials from College Board. Other practice problems examine the connection of national savings rates and interest...