Practical Money Skills
Saving and Investing
Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Curated OER
The Bernstein Bear's Trouble with Money: Financial and Academic Literacy
What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear teach...
Visa
Saving and Investing
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
Curated OER
Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
Curated OER
Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Curated OER
Energy Saving Survey - Chart - Take Action Activity
In this saving energy worksheet, students survey the class about saving energy, examine an energy chart, and answer short answer questions. Students complete 4 tasks.
Curated OER
Playing with Money (From the New Zealand Point of View)
Students explore the exchange rates for five countries. They identify the units of currency of a number of countries. Students convert money amounts accurately from New Zealand dollars to another currency. They graph currency...
Curated OER
Playing with Money (From the Other Point of View)
Students explore exchange rates. They identify the units of currency of a number of countries. Students convert money amounts accurately. They graph currency fluctuations and interpret graphs.
Curated OER
Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Students plan for...
Curated OER
Invest In Yourself
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and well-organized...
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
Curated OER
Smart Meter Plan to Save on Electricity
In this smart meter plan to save on electricity learning exercise, students research smart meters, the cost of electricity and methods for conserving energy, then answer 7 questions. This page has several links to helpful websites.
Curated OER
Where Do We Get the Money We Spend?
Students discuss the sources of income for people in their community. They examine why different jobs are paid different wages. They also classify productive resources in the economy.
Curated OER
From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....
Curated OER
The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...
Breaking News English
More People to Stick to New Year's Resolutions
What makes a good New Year's resolution? Practice goal-setting and reading comprehension with a set of language arts activities. English learners work on cloze passages, synonym matches, interviewing exercises, and comprehension...
Curated OER
Spend, Save, Invest or Donate
Middle schoolers explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Middle schoolers investigate the processes of borrowing money and investing money...
Curated OER
Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
Curated OER
December Math
In this December math learning exercise, students click on the links to help them answer math problems dealing with issues in December such as electricity, tree shapes, and money. Students complete 7 problems total.
Curated OER
The REAL Cost of College
Learners explore the cost of college and how to plan and save. In this money management instructional activity students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and...