Concord Consortium
Smart Money
Watch the money grow daily. Scholars tackle a problem to determine how much money they will have if a dollar grows at 10 percent compounded daily after a month. Using that knowledge, learners notice the difference between varying savings...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Curated OER
The Bernstein Bear's Trouble with Money: Financial and Academic Literacy
What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear teach...
Curated OER
Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
Curated OER
Hybrid Vehicles: Cut Pollution and Save Money
Math and science meet in this lesson on hybrid electric automobiles. This 24-page resource provides everything you need for teaching a lesson that compares the use of internal combustion engines to hybrid electric engines. Participants...
Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
PwC Financial Literacy
Saving and Investing: Investing for the Future
A fine lesson on saving and investing is here for you and your middle schoolers. In it, learners explore the values of time and money, and discover how small amounts of money invested over time can grow into a large "pot of gold." They...
Curated OER
Managing Your Money
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
Curated OER
Savings Account Introduction Lesson
This teaching tool promotes a practical understanding of basic mathematical skills by having learners determine percents on interest. There are several worksheet options available as well as a guid on how best to use them.
Curated OER
Invest In Yourself
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web...
Illustrative Mathematics
Sports Equipment Set
Many learners like to play sports and the equipment that goes with it costs money. The resource sets up an inequality that gives a total amount needed to purchase the equipment and the initial amount of money already obtained. In order...
Curated OER
Living Below Our Means
Common-sense strategies that can help teachers achieve financial security through frugality.
Curated OER
The REAL Cost of College
Learners explore the cost of college and how to plan and save. In this money management instructional activity students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Learners explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
Curated OER
Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
Curated OER
Where Do We Get the Money We Spend?
Young scholars discuss the sources of income for people in their community. They examine why different jobs are paid different wages. They also classify productive resources in the economy.
Curated OER
Math and Money
Students explore personal finance. In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living. The lesson includes two bonus lessons on graphing their personal spending habits and the use...
Illustrative Mathematics
Kimi and Jordan
A single activity gets your math class to solve a word problem using two linear equations and two variables. They compare the summer earnings of Kimi and Jordan and then graph the solutions to determine who will save the most money in a...
Illustrative Mathematics
Setting Goals
Setting financial goals is a common occurrence in middle school that your learners can practice using this activity. They will be able to solve for how many hours Seth needs to work to save up for a skateboard, helmet, and trip. The...
Yummy Math
Penny Wars
As the saying goes, a penny saved is a penny earned. Young scholars use a penny activity to earn their way to an understanding of volume. Given three different-sized cylindrical containers, individuals make calculations to determine the...
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Curated OER
Environmental Math Problems Grades 5-8
In this word problem worksheet, learners solve 2 leveled word problems that are based on environmental issues. They work on problems that are leveled for grades 5 -8 and use concepts associated with money, percents, weight, and large...