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Lesson Plan
Curated OER

Credit Card Scare

For Teachers 8th - 12th
Students examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
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Printables
Teacher Treasures

Class Credit Cards

For Teachers 2nd - 6th Standards
Give children credit where credit is due with this classroom management system. Providing each student with their very own charge card, they are able to gain credit for being respectful and responsible and can spend their earnings on...
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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Students explore the concept of credit. In this credit instructional activity, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students...
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Lesson Plan
Curated OER

Charge!?

For Teachers 9th - 12th
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
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Worksheet
Curated OER

Shopping for Credit Exercise

For Students 8th - 12th
In this personal budgeting learning exercise, students compare 3 credit card offers and determine which would benefit them the most. Students respond to 6 short answer questions about the exercise.
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Lesson Plan
Curated OER

Just Sign Here: Bottom-Line Personal Finance Myths

For Teachers 8th - 12th
Students explore budgeting myths. In this personal finance lesson, students complete a series of activities that help them recognize the pros and cons of credit. Students also discover the process for obtaining loans. This lesson...
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Lesson Plan
Curated OER

Financial Contracts

For Teachers 10th - 12th
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
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Unit Plan
Federal Reserve Bank

It's Your Paycheck

For Teachers 6th - 12th Standards
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
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Lesson Plan
Curated OER

Count Your Credit

For Teachers 9th - 12th
Students begin the lesson plan by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
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Lesson Plan
Curated OER

Credit Purchases

For Teachers 12th
Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.
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Activity
Conneticut Department of Education

Personal Finance Project Resource Book

For Teachers 6th - 12th
Balancing a budget, paying taxes, and buying a home may feel out of reach for your high schoolers, but in their adult years they will thank you for the early tips. A set of five lessons integrates applicable money math activities with...
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Lesson Plan
Curated OER

Spending Money

For Teachers 4th
Fourth graders become familiar with the ways people exchange goods and services. In this spending money lesson, 4th graders listen to a chapter from Henry and Beezus and record Henry's earnings and money spent. Students use correct...
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Lesson Plan
Curated OER

Lesson 4: Credit

For Teachers 11th - Higher Ed
Learners discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
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Lesson Plan
PLS 3rd Learning

Find the Fees

For Teachers 9th - 12th
Before teens head off to college or the workforce, they need to understand the world of credit. Here, they look online at credit card agreements to find hidden fees and rates. The online activity guides them through and even assesses...
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Lesson Plan
Consumer Action

Talking to Teens About Money

For Teachers 9th - 12th
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
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Lesson Plan
Curated OER

Real World Math: Unexpected Events

For Teachers 5th - 8th
Ready to delve into personal finance? Learners discover how to organize a check book register. They practice debits and credits in a math game involving the register they set up. While they gain valuable practical knowledge, they also...
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Lesson Plan
Curated OER

Solving Equations (Combined and Applications)

For Teachers 7th
Seventh graders, after completing a warm up on if you have three more diamonds than two times what Jon has, and you have 17 diamonds, how many diamonds does Jon have?, generalize a method for solving algebraic equations to model a given...
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Lesson Plan
Federal Reserve Bank

Worth!

For Teachers 7th - 12th Standards
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
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Lesson Plan
Curated OER

In Debt or Not In Debt

For Teachers 8th - 11th
Students investigate the use of credit cards. In this algebra lesson, students differentiate the interest rate of credit cards and how to stay debt free. They identify pros and cons of credit cards.
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Lesson Plan
Curated OER

Hey Friend, Can You Lend Me Some Money?

For Teachers 6th - 8th
Middle schoolers examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
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Lesson Plan
Curated OER

Who Gets the Money?

For Teachers 9th - 12th
Students determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
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Lesson Plan
Curated OER

Cannot Buy Me Love

For Teachers 6th - 9th
Young scholars investigate the concepts that are related to finance and how it is used in the world. They take part in activities that are focused around the use of a spreadsheet while using a T-chart to simulate a ledger of credits and...
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Worksheet
Curated OER

Mathematics Applications

For Students 10th
In this annual percentage rate worksheet, 10th graders solve 4 different word problems that relate to determining the interest rate and balance due for each problem. They solve each problem using an annual percentage table when...