Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
Neighter a Borrower nor a Lender Be
In this economic information worksheet, students read the text about borrowing, lending, credit ratings, and mortgages. Students answer the 6 online quiz questions for the topic.
Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...
Curated OER
Lender or Borrower Be?
Eighth graders study the costs and benefits of interest involved with borrowing and depositing at banks.
Curated OER
A Borrower And A Lender Be
Second graders practice addition and subtraction in this fun, technology-based Mathematics instructional activity for the second grade classroom. The instructional activity includes resource links, video clips, interactive websites, and...
Visa
Home Sweet Home: Purchasing a Place
While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...
PwC Financial Literacy
Credit Reports
Middle schoolers discover why it's important to establish a positive credit history and understand the value of credit reports to lenders and borrowers. They apply legal guidelines to establish the uses of a credit report other than...
Curated OER
Who Gets the Money?
Young scholars determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
Federal Reserve Bank
Traditional Versus Shadow Banking
Here is a detailed breakdown of the traditional banking system, including the roles that intermediaries play as brokers and in making loans, as well as an introduction to the parallel system of shadow banking.
Curated OER
Interest Rates
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
Curated OER
Scams and Schemes
It's easy to spot a scheming character out on the street, but spotting scams in the financial world takes some know how. Youngsters learn about common scams and schemes that plague the financial world. After scams, schemes, and fraud are...
5280 Math
Interesting Times
Gain a little interest in functions with a real-life task. Young scholars analyze home loan data with a geometric sequence and series. They use the models to make predictions about the total loan payments at certain intervals in a useful...
Curated OER
Sentence Completion 18
Challenge your class to complete these six sentences using context clues and multiple choice answers. After they have finished the activity, go through the answer and discuss how they completed each sentence from a test strategies point...
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Curated OER
Lesson 3: What Happens When a Bank Makes a Loan?
Students role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
Curated OER
'Free' Credit Reports Sometimes Aren't Free
Students explore the concept of credit. In this credit instructional activity, students read an article about 'free' credit reports. Students research the three on-line credit bureaus. Students discuss ways to obtain good credit and ways...
Curated OER
Handling Data: Probability, Chase Me game
Students participate in a simulation in which the aim is for the tortoise to catch up with the hare or vice versa. Moves are decided by throwing two dice. Adding together the numbers on the two dice tells you which animal moves one...
Curated OER
Sayings Quiz: Mixed 7
In this common sayings worksheet, students answer multiple choice questions about what the common sayings mean. Students complete 10 questions.
Curated OER
Sayings Quiz: Money
In this English idioms and sayings instructional activity, students use the meanings of English idioms and sayings to complete sentences. Students can receive hints about each saying before checking their answers.
Curated OER
Debt and Deficits
High schoolers identify, research and interpret the national debt and deficits of the past through today and why it has risen significantly in the last 20 years. They analyze the size and impacts and discuss the various policy measures...
Curated OER
ABC's Of Figuring Interest
Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...
Curated OER
Cent Sense
Students identify money values. In this money lesson plan, students sort and group coins by value and investigate the cost of supplies needed for a snack. Students prepare snacks for a snack sale.
Curated OER
Dilemmas and Dealing with Them - Secrets
Young scholars read an article about the secrets young people keep from adults with regards to the internet. Small groups analyze a worksheet of common dilemmas and agree on solutions for each problem. The whole class shares solutions...
Curated OER
Breaking the Cycle of Payday Loan 'Trap'
Students explore the concept of payday loans. In this payday loans lesson plan, students read an article about alternatives to payday loans. Students discuss problems that are associated with payday loans. Students discuss why credit...