Refine Your Results

Content Curators

Grades

Subjects

Resource Types

Standards

59 resources with the concept debt

Lesson Planet

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Lesson Planet

What Goes Up Must Come Down

For Teachers 9th - 12th Standards
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.
1:21
Lesson Planet

On This Day: The End of the French and Indian War

For Students 6th - Higher Ed Standards
Most Americans don't connect the French and Indian War with the American Revolution. Yet, scholars consider the expensive war as a major cause of the conflict. Watching video clips of historians speaking about the conflict, budding...
Lesson Planet

Banking and Financial Services

For Teachers 7th - 12th Standards
Just how long does it take to pay off a credit card? Budding economists consider the question with a credit card payment simulation activity. Other materials allow pupils to research various financial services, such as banks and ATMs,...
Lesson Planet

Student Loan Debt

For Students 9th - 12th Standards
Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...
Lesson Planet

Loan Amortization - Mortgage

For Teachers 9th - 12th Standards
When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....
Lesson Planet

Lesson 3: A Fresh Start

For Students 7th - 12th Standards
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...
1 In 1 Collection
Lesson Planet

In Trouble

For Teachers 9th - 12th Standards
Financial independence can be a dream, but it can also be a nightmare if you don't know how to stay afloat. Use a series of lessons to teach pupils about the consequences of overspending and not minding a budget, as well as how to...
1 In 1 Collection
Lesson Planet

Credit Cards

For Teachers 9th - 12th Standards
A credit card can seem like a passport to free money, but there are some details that young people should be aware of before they sign on the dotted line. A three-lesson unit about credit cards introduces young economists to transaction...
1 In 1 Collection
Lesson Planet

About Credit

For Teachers 9th - 12th Standards
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
1 In 1 Collection
Lesson Planet

Student Loans

For Teachers 9th - 12th Standards
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
1 In 1 Collection
PD Learning Network

Isabella’s Credit Card

For Teachers 8th - 12th Standards
An in-depth activity that involves a real-world problem about credit card debt. Learners are given a scenario in which Isabella plans to stop using her credit card and pay off the balance by paying a fixed amount each month. The first...
Lesson Planet

Planning and Money Management: Financial Plan

For Teachers 9th - 12th
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
Lesson Planet

People's Pie

For Students 6th - 12th Standards
Creating a federal budget is a balance. Members of Congress must fund what is necessary, evaluate new ideas, and consider how much debt the government is willing to carry. Individuals experience the process using a simulation video game...
10:57
Lesson Planet

How Money is Created?

For Teachers 9th - 12th
How much money exists if banks and governments can create it whenever needed? Truth be told, this number is constantly changing. This resource will support your learners' understanding of money circulation with its cartoon...
Lesson Planet

Wise Pockets

For Teachers 3rd - 6th
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
Lesson Planet

Understanding Credit

For Teachers 6th - 12th
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Lesson Planet

Invest In Yourself

For Teachers 7th - 12th
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management activity, students apply their knowledge of finance components and create their own web based...
Lesson Planet

Credit and Debt: Understanding Credit Reports and Managing Debt

For Teachers 9th - 12th
Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The lesson covers credit scores and ways to strengthen credit if learners find...
12:33
Lesson Planet

Debt

For Teachers 9th - 12th
In the past five years, American debt has grown by over $16,000,000,000,000! What are different types of debt, and how do they get paid back? Take a look into the nation's debt, and discuss our possible options.
7:23
Lesson Planet

The Fed & Money Creation

For Teachers 9th - 12th
Did you know that all dollars are loaned into existence? Despite seeming unconstitutional, the Federal Reserve has the option to create money whenever it deems necessary. Introduce your classroom to our current debt problems with this...
Lesson Planet

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
Lesson Planet

Whole Number and Decimal Place Value

For Teachers 5th - 6th
Practice real-world application of decimals by viewing the U.S. National Debt Clock online and discussing the level of outstanding debt. A skit, vocabulary, and various other resources are available.
13:54
Lesson Planet

Equity vs. Debt

For Students Higher Ed
Examine the two ways a company can raise capital: equity and debt. Sal breaks down the differences between these and the pros and cons of the investors. He explains the implications of having a publically traded company and draws a stock...
13:55
Lesson Planet

Equity vs. Debt

For Students Higher Ed
Examine the two ways a company can raise capital: equity and debt. Sal breaks down the differences between these and the pros and cons of the investors. He explains the implications of having a publically traded company and draws a stock...
Lesson Planet

Budgeting Your Time and Money

For Teachers 9th - 12th
Use mathematics to better manage money. Pupils learn about budgets and personal finance with a set of three lessons. They research salary data for their chosen careers, look up various costs of living to develop budgets, and plan an...
12:25
Lesson Planet

Bankruptcy Vocabulary

For Teachers 9th - 12th
Build economic vocabulary. This clip provides full definitions, context, and examples for several key economic terms related to bankruptcy as it occurs in the United States. Liquidation, bankruptcy, creditors, chapter 11, and chapter 7...
Lesson Planet

Debt: Who Does it Affect?

For Teachers 9th - 12th
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
Lesson Planet

Identity Theft & Consumer Protection

For Teachers 9th - 12th
This presentation discusses two very important consumer-related topics: identity theft and financial contracts. The first part of the slide show illuminates ways in which personal information can be stolen and used for fraudulent...
Lesson Planet

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
Lesson Planet

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
Lesson Planet

Lesson 5: Creating a Budget

For Teachers 11th - Higher Ed
Students define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
Lesson Planet

Building Wealth

For Teachers 8th - 12th
Students explore budgeting.  in this building wealth lesson, students examine ways to invest and save money.  They set financial goals and determine methods to reach the goals.  Students discuss managing debt, credit reports and credit...
Lesson Planet

"House of Cards"

For Teachers 10th - 12th
Students explore different aspects of credit card use and discover some tools to help them use credit wisely. They listen to a scenario that students might encounter once they "get out into the real world." Students are given a copy of a...
Lesson Planet

Balancing the Budget

For Teachers 9th - 12th
Students identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...
Lesson Planet

Banking

For Teachers 9th - Higher Ed
Young scholars correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a...
Lesson Planet

Credit: Buy Now, Pay Later (NEFE)

For Teachers 7th - 12th
Young scholars examine credit use and abuse, and the consequences of bankruptcy.
Lesson Planet

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Young scholars discover what debt, saving, and credit are.  In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
Lesson Planet

Invest in Yourself

For Teachers 9th - 12th
Students develop the concept of finances. In this finance activity, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios such as earning...
Lesson Planet

Financial Literacy - Credit Cards

For Teachers 7th - 12th
Pupils examine credit and how it works.
Lesson Planet

Why Would I Owe My Soul to the Company Store?

For Teachers 6th
Sixth graders listen to "Sixteen Tons" by Tennessee Ernie Ford and discuss what it means to owe one's soul to a store. In this mathematics lesson, 6th graders determine what a miner's income was minus his expenses graphing findings in a...
Lesson Planet

Revolutionary War

For Teachers 6th - 8th
Students discover that one to explore about the past is to read historical novels. They see that in every war there are many viewpoints to consider. Students are introduced to the young adult historical novel My Brother Sam Is Dead. ...
Lesson Planet

Credit Card Danger and Abuse

For Teachers 9th - 11th
Students, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their classmates.
Lesson Planet

How Credit Works

For Teachers 7th - 12th
Learners discuss credit terminology and analyze an actual loan application from a family member.
Lesson Planet

Debt

For Teachers 4th
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit lesson plan, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit,"...
Lesson Planet

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. Students discuss ways to avoid and get out of debt....
Lesson Planet

Shopping Smarter

For Teachers 5th - 7th
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. For this consumer math lesson, students read the book The Kids' Money Book and discuss economic concepts. Students...
Lesson Planet

High Earners Can Still Struggle

For Teachers 9th - 12th
Students explore the concept of credit. In this credit activity, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Lesson Planet

The Business of Interest

For Teachers 9th - Higher Ed
Students explore the concept of simple and compound interest. In this interest activity, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Lesson Planet

Debt Puzzle

For Students 5th - Higher Ed
In this debt word search puzzle, students identify terms dealing to debt. Examples include wages, bills, decline, disclosure. A list of 40 words are provided to assist students in their search.
Lesson Planet

Describe How Money Barter, and Credit Were Used in Colonial Virginia

For Teachers 4th
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
Lesson Planet

Pontiac's War

For Teachers 3rd - 5th
Students interpret primary sources concerning Pontiac's Rebellion. They are able to explain the motives behind the attack on the British. Students predict possible outcomes of Pontiac's Rebllion.
Lesson Planet

Who Controls the Real Cost of Credit Cards?

For Teachers 9th - 12th
Pupils view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
Lesson Planet

Financial Literacy - Debt and Poor Money Management

For Teachers 7th - 12th
Learners review responsibilities people have of their own finances, consequences of poor money management, excessive debt, and bankruptcy.
Lesson Planet

Reno's Dilemma

For Teachers 9th - 12th
Students analyze information to determine good and bad debt. They calculate percentages when given interest and return on investment information. They also analyze positive and negative debt/return information to determine the preferred...
Lesson Planet

State Government Debt in Utah: Rapid Growth in Recent Years

For Teachers 11th - 12th
Students examine growth of debt in Utah state government from 1991 to present, compare general obligation debt and revenue debt incurred by state, identify four primary methods used by governments to finance projects, and complete...
Lesson Planet

Good Debt -- Bad Debt

For Teachers 6th - 8th
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the instructional activity.
Lesson Planet

Mathematics: Budgeting

For Teachers 10th - 12th
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
Lesson Planet

Reno's Dilemma

For Teachers K - 2nd
Students explain proportions as it relates to principle and interest. They use proportions to explain relationships and analyze relationships by identifying patterns.