{"page":"\u003clink rel=\"stylesheet\" href=\"https://lessonplanet.com/assets/packs/css/resources-c03aa079.css\" /\u003e\n\u003clink rel=\"stylesheet\" href=\"https://lessonplanet.com/assets/packs/css/lp_boclips_stylesheets-517835be.css\" media=\"all\" /\u003e\n\u003cdiv data-title='Health Expert: ACA Subsidies \u0026#39;Not a Bailout\u0026#39;' data-url='/boclips/videos/5c54d58bd8eafeecae1fc41f' data-video-url='/boclips/videos/5c54d58bd8eafeecae1fc41f' id='bo_player_modal'\u003e\n\u003cdiv class='boclips-resource-page modal-dialog panel-container'\u003e\n\u003cdiv class='react-notifications-root'\u003e\u003c/div\u003e\n\u003cdiv class='rp-header'\u003e\n\u003cdiv class='rp-type'\u003e\n\u003ci aria-hidden='true' class='fai fa-regular fa-circle-play'\u003e\u003c/i\u003e\nVideo\n\u003c/div\u003e\n\u003ch1 class='rp-title' id='video-title'\u003e\nHealth Expert: ACA Subsidies \u0026#39;Not a Bailout\u0026#39;\n\u003c/h1\u003e\n\u003cdiv class='rp-actions'\u003e\n\u003cdiv class='mr-1'\u003e\n\u003ca class=\"btn btn-success\" data-posthog-event=\"Signup: LP Signup Activity\" data-posthog-location=\"body_link_boclips\" data-remote=\"true\" href=\"/subscription/new\"\u003e\u003cspan\u003e\u003cspan\u003eGet Free Access\u003c/span\u003e\u003cspan class=\"\"\u003e for 10 Days\u003c/span\u003e\u003cspan\u003e!\u003c/span\u003e\u003c/span\u003e\u003c/a\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv class='rp-body'\u003e\n\u003cdiv class='rp-info'\u003e\n\u003cdiv aria-label='Hide resource details' class='rp-hide-info' role='button' tabindex='0'\u003e\u0026times;\u003c/div\u003e\n\u003ci aria-label='Expand resource details' class='rp-expand-info fai fa-solid fa-up-right-and-down-left-from-center' role='button' tabindex='0'\u003e\u003c/i\u003e\n\u003ci aria-label='Compress resource details' class='rp-compress-info fai fa-solid fa-down-left-and-up-right-to-center' role='button' tabindex='0'\u003e\u003c/i\u003e\n\u003cdiv class='rp-rating'\u003e\n\u003cspan class='resource-pool'\u003e\n\u003cspan class='pool-label'\u003ePublisher:\u003c/span\u003e\n\u003cspan class='pool-name'\u003e\n\u003cspan class='text'\u003e\u003ca data-publisher-id=\"30356011\" href=\"/search?publisher_ids%5B%5D=30356011\"\u003eCurated Video\u003c/a\u003e\u003c/span\u003e\n\u003c/span\u003e\n\u003c/span\u003e\n\u003c/div\u003e\n\u003cdiv class='rp-description'\u003e\n\u003cspan class='short-description'\u003eFor months, the president has been threatening to stop payments that reimburse insurers for providing required financial assistance to low-income consumers, reducing their copays and deductibles.              Administration officials say...\u003c/span\u003e\n\u003cspan class='full-description hide'\u003eFor months, the president has been threatening to stop payments that reimburse insurers for providing required financial assistance to low-income consumers, reducing their copays and deductibles.\u003cbr/\u003e              Administration officials say the decision could come any day.\u003cbr/\u003e              Playing defense, some insurers are pre-emptively raising premiums for next year. For example, BlueCross BlueShield of Arizona this week announced a 7.2 percent average hike for 2018. But there would likely be no increase if the subsidies are guaranteed, the company said. And BlueCross BlueShield of North Carolina earlier requested a 22.9 percent average increase. With the subsidies, the company said that would have been 8.8 percent.\u003cbr/\u003e              The \"cost-sharing\" subsidies are under a legal cloud because of a dispute over whether the Obama health care law properly approved the payments. Other parts of the health care law, however, clearly direct the government to reimburse insurers.\u003cbr/\u003e              With the issue unresolved, the Trump administration has been paying insurers each month, as the Obama administration had done previously.\u003cbr/\u003e              Trump returned to the subject last week after the GOP drive to repeal the health care law fell apart in the Senate, tweeting, \"As I said from the beginning, let ObamaCare implode, then deal. Watch!\"\u003cbr/\u003e              He elaborated in another tweet, \"If a new HealthCare Bill is not approved quickly, BAILOUTS for Insurance Companies...will end very soon!\"\u003cbr/\u003e              It's not accurate to call the cost-sharing subsidies a bailout, says Stephanie Altman, director of health care justice at the Chicago-based Sargent Shriver National Center on Poverty Law. \"This is not a subsidy for insurances companies. It's not a bailout. It's a promise that the Affordable Care Act made to insurance companies to compensate them for providing health insurance to low income consumers who can't afford full price health care,\" she said.\u003cbr/\u003e              That's at the root of the Trump administration's potential legal problem if the president makes good on this threat.\u003cbr/\u003e            \u003cbr/\u003e\u003cbr/\u003e              Chicago, Illinois - August 1, 2017\u003cbr/\u003e              1. Medium of Stephanie Altman looking at papers on a table.\u003cbr/\u003e              2. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"Right now, the Affordable Care Act makes a promise. There will be insurance companies for everybody to enroll in at a price that you can afford. If the payments aren't made to insurance companies and they leave the marketplace, that promise will be broken.\"\u003cbr/\u003e              3. Medium of Stephanie Altman looking down at papers.\u003cbr/\u003e              4. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"Insurance companies won't get the payments that they've been promised under the Affordable Care Act and therefore they will have no choice but to leave the markets or raise premiums. And consumers will be the ones who suffer.\"\u003cbr/\u003e              5. Wide of Stephanie Altman working at table.\u003cbr/\u003e              6. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"This is not a subsidy for insurances companies. It's not a bailout. It's a promise that the Affordable Care Act made to insurance companies to compensate them for providing health insurance to low income consumers who can't afford full price health care.\"\u003cbr/\u003e              7. Medium of Stephanie Altman working at table.\u003cbr/\u003e              8. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"If the Trump administration doesn't make these payments, or Congress doesn't step in, consumers will lose access to health insurance coverage or face premium spikes that are so high they can't afford insurance.\"\u003cbr/\u003e              9. Medium of Stephanie Altman working at table.\u003cbr/\u003e              10. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"This will affect insurance companies, but it is not a bailout for insurance companies as the Trump administration has said. It will really affect consumers. Insurance companies have been promised these payments under the Affordable Care Act, and they will have no choice but to leave the markets if they don't get paid.\"\u003cbr/\u003e              11. Close of Stephanie Altman's hands as she points to a paper map that shows \"Trump Country,\" which she says would be most affected.\u003cbr/\u003e              12. Close of Altman's finger pointing to \"Trump Country\" on a paper map.\u003cbr/\u003e              13. SOUNDBITE (English) Stephanie Altman, Sargent Shriver National Center on Poverty Law: \u003cbr/\u003e              \"Congress can fix this if President Trump doesn't make these payments. They can step in right now and appropriate the funds to pay the financial assistance that will help consumers continue to be covered by health insurance.\"\u003cbr/\u003e              14. 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