{"page":"\u003clink rel=\"stylesheet\" href=\"https://lessonplanet.com/assets/packs/css/resources-c03aa079.css\" /\u003e\n\u003clink rel=\"stylesheet\" href=\"https://lessonplanet.com/assets/packs/css/lp_boclips_stylesheets-517835be.css\" media=\"all\" /\u003e\n\u003cdiv data-title='In the two years since it was made law, President Obama\u0026#39;s health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first.' data-url='/boclips/videos/5c54bcffd8eafeecae130cbf' data-video-url='/boclips/videos/5c54bcffd8eafeecae130cbf' id='bo_player_modal'\u003e\n\u003cdiv class='boclips-resource-page modal-dialog panel-container'\u003e\n\u003cdiv class='react-notifications-root'\u003e\u003c/div\u003e\n\u003cdiv class='rp-header'\u003e\n\u003cdiv class='rp-type'\u003e\n\u003ci aria-hidden='true' class='fai fa-regular fa-circle-play'\u003e\u003c/i\u003e\nVideo\n\u003c/div\u003e\n\u003ch1 class='rp-title' id='video-title'\u003e\nIn the two years since it was made law, President Obama\u0026#39;s health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first.\n\u003c/h1\u003e\n\u003cdiv class='rp-actions'\u003e\n\u003cdiv class='mr-1'\u003e\n\u003ca class=\"btn btn-success\" data-posthog-event=\"Signup: LP Signup Activity\" data-posthog-location=\"body_link_boclips\" data-remote=\"true\" href=\"/subscription/new\"\u003e\u003cspan\u003e\u003cspan\u003eGet Free Access\u003c/span\u003e\u003cspan class=\"\"\u003e for 10 Days\u003c/span\u003e\u003cspan\u003e!\u003c/span\u003e\u003c/span\u003e\u003c/a\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv class='rp-body'\u003e\n\u003cdiv class='rp-info'\u003e\n\u003cdiv aria-label='Hide resource details' class='rp-hide-info' role='button' tabindex='0'\u003e\u0026times;\u003c/div\u003e\n\u003ci aria-label='Expand resource details' class='rp-expand-info fai fa-solid fa-up-right-and-down-left-from-center' role='button' tabindex='0'\u003e\u003c/i\u003e\n\u003ci aria-label='Compress resource details' class='rp-compress-info fai fa-solid fa-down-left-and-up-right-to-center' role='button' tabindex='0'\u003e\u003c/i\u003e\n\u003cdiv class='rp-rating'\u003e\n\u003cspan class='resource-pool'\u003e\n\u003cspan class='pool-label'\u003ePublisher:\u003c/span\u003e\n\u003cspan class='pool-name'\u003e\n\u003cspan class='text'\u003e\u003ca data-publisher-id=\"30356011\" href=\"/search?publisher_ids%5B%5D=30356011\"\u003eCurated Video\u003c/a\u003e\u003c/span\u003e\n\u003c/span\u003e\n\u003c/span\u003e\n\u003c/div\u003e\n\u003cdiv class='rp-description'\u003e\n\u003cspan class='short-description'\u003eHEADLINE:  Mixed reviews for health care law CAPTION:      Since it became law, President Obama's health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions...\u003c/span\u003e\n\u003cspan class='full-description hide'\u003eHEADLINE:  Mixed reviews for health care law \u003cbr/\u003eCAPTION:      Since it became law, President Obama's health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first. (March 19) \u003cbr/\u003e(NAT SOUND - Zoltan on phone)\u003cbr/\u003e(SUPER = Chicago, Illinois)\u003cbr/\u003eDAVID ZOLTAN'S (ZOHL'-tihn) HEALTH AND WELL BEING DEPEND ENTIRELY ON EXPENSIVE MEDICATION.  \u003cbr/\u003e(SOT - Zoltan)\u003cbr/\u003e\"It's one of the scariest things in the world to live as a diabetic without insurance.\"\u003cbr/\u003e(SOT - Zoltan)\u003cbr/\u003e(SUPER = David Zoltan, PR Field Coordinator)\u003cbr/\u003e\"Had to go to the emergency room just to get regular care. Just to get my insulin, which of course I need to live.\"  \u003cbr/\u003e(SOT - Zoltan)\u003cbr/\u003e\"This was a lifeline.\"\u003cbr/\u003eTHE STOP-GAP PRE-EXISITING CONDITION PLAN STILL PROVED TOO EXPENSIVE FOR GLENN NISHIMURA (nish-ee-MYOOR-uh), A SELF-EMPLOYED CONSULTANT WHO'S BEEN DENIED COVERAGE FOR HIGH BLOOD PRESSURE AND BLOOD SUGAR LEVELS.  \u003cbr/\u003e(SOT - Nishimura)\u003cbr/\u003e(SUPER = On the Phone:  Glenn Nishimura, Self-Employed Consultant//Little Rock, Arkansas)\u003cbr/\u003e\"I'm trying to protect against heart attack or a catastrophic medical incident that can bankrupt me at any moment.\"\u003cbr/\u003e(SUPER = Washington)\u003cbr/\u003e(SOT - Ames)\u003cbr/\u003e(SUPER = Samantha Ames, Law student)\u003cbr/\u003e\"There was this enormous feeling of relief and immense gratitude that I was able to get this when I was able to get this and that it was all covered.\"\u003cbr/\u003e(SOT - Kaiser Expert)\u003cbr/\u003e(SUPER = Jennifer Tolbert, Kaiser Family Foundation//Director of State Health Reform)\u003cbr/\u003e\"The medicaid expansion as well as the premium subsidies that will be available through the new state-based health insurance exchanges don't go into effect until 2014.  So that's where a lot of the dollars are.\"\u003cbr/\u003eWASHINGTON (AP) _ It took only a year to set up Medicare. But if President Barack Obama's health care law survives Supreme Court scrutiny, it will be nearly a decade before all its major pieces are in place.\u003cbr/\u003e   And that means even if Obama is re-elected, he won't be in office to oversee completion of his signature domestic policy accomplishment, assuming Republicans don't succeed in repealing it.\u003cbr/\u003e   The law's carefully orchestrated phase-in is evidence of what's at stake in the Supreme Court deliberations that start March 26. \u003cbr/\u003e   The Affordable Care Act gradually reorganizes one-sixth of the U.S. economy to cover most of the nation's 50 million uninsured, while simultaneously trying to restrain costs and prevent disruptions to the majority already with coverage.\u003cbr/\u003e   Despite the political rhetoric about what \"Obamacare\" is doing to the nation, only a fraction of the law is in effect.\u003cbr/\u003e   \"We really haven't seen the main game,\" said Drew Altman, president of the California-based Kaiser Family Foundation, a nonprofit information clearinghouse on the health care system. \"The major provisions that will affect the most people and cost the most money don't go into effect until 2014 or later.\"\u003cbr/\u003e   What has taken effect in the two years since the law was enacted has produced both successes and clunkers, and some surprises. \u003cbr/\u003e   Few expected a relatively minor provision tacked on late in the legislative process to be its biggest success so far. But allowing young adults to stay on their parents' insurance until age 26 has added nearly 2.5 million people to the coverage rolls, at no cost to taxpayers.\u003cbr/\u003e   Despite Republican pledges to repeal the overhaul, it's arguably the Obama administration that has done more to scale it back. \u003cbr/\u003e   Health and Human Services Secretary Kathleen Sebelius decided to pull the plug on a long-term care insurance program seen as a budget drain. She also decided that Washington would not dictate a basic health benefits package for the country, allowing each state to set its own, within limits.\u003cbr/\u003e   Medicare recipients gained more protection from high prescription costs and better preventive coverage, but older people remain the age group most opposed to the law, concerned that cuts to the program to finance benefits for the uninsured eventually will compromise their own care.\u003cbr/\u003e   If the Supreme Court overturns the law entirely, that would present an immediate dilemma about popular early benefits such as coverage for young adults and prescription savings for seniors.\u003cbr/\u003e   \"These provisions give immediate relief to a small percentage of people, but it's a lot of relief,\" said economist Len Nichols of George Mason University in Virginia. \u003cbr/\u003e   Other early benefits have been a mixed bag. \u003cbr/\u003e   Millions of people are getting preventive care that now must be provided at no additional cost to patients. Birth control for women soon will be on that list. Insurance premium increases are getting more scrutiny.\u003cbr/\u003e   But a program of tax credits for small businesses has seen little acceptance. The administration is in the awkward position of asking congressional Republicans to help fix it. \u003cbr/\u003e   A highly promoted program that provides a lifeline to people denied coverage because they already had medical problems has probably saved lives. But enrollment in the Pre-Existing Condition Insurance Plan has been disappointing, with only about 50,000 people nationwide.\u003cbr/\u003e   Glenn Nishimura, a consultant from Little Rock, Ark., checked it out and found his premiums would come to about $6,300 a year.\u003cbr/\u003e   \"It's out of my price range,\" said Nishimura. It makes more financial sense to take care of his high blood pressure and high blood sugars by paying out-of-pocket and gambling that his health will hold up, he reasons. In three years he'll be eligible for better coverage under Medicare.\u003cbr/\u003e   If the health care law is upheld, it will bring some relief against such risks for millions of people such as Nishimura. \u003cbr/\u003e   Starting in 2014, insurers will have to accept all applicants regardless of prior health problems. Also that year, many middle-class people will qualify for federal subsidies to lower the cost of their premiums. Consumers will have access to competitively priced private insurance through new state-based markets called exchanges.\u003cbr/\u003e   At the same time, Medicaid would be expanded greatly to cover millions more low-income people, childless adults who do not now qualify. \u003cbr/\u003e   Between the two approaches, more than 30 million uninsured people are expected to obtain coverage. Millions more will gain the security of knowing they can't be turned down for health insurance if they switch jobs.\u003cbr/\u003e   That's critical for Natalie Hough, a college sophomore from Hillsborough, N.C. An aspiring artist, Hough has a heart condition that probably would make her uninsurable if she had to apply on her own later in life. Starting in 2014, insurers will not be able to turn away people like her.\u003cbr/\u003e   \"It's definitely peace of mind, knowing that I can go to a hospital if I need to,\" she said. \"I'm an art major, and I'm not going to make billions of dollars.\"\u003cbr/\u003e   But such changes hinge on whether the law's requirement that most people have health insurance is upheld by the Supreme Court. \u003cbr/\u003e   This individual mandate, the main target for the law's critics, also takes effect in 2014. Without it, many experts fear that the new exchanges, the state-based markets for private insurance, won't work. Healthy people would be tempted to postpone signing up until they get sick, raising costs for everybody. \u003cbr/\u003e   Administration lawyers have advised the court that if it strikes down the mandate, it also should invalidate the requirement that private health insurers accept customers with health problems.\u003cbr/\u003e   If the court leaves the rest of the law in place, the Medicaid expansion could continue.\u003cbr/\u003e   But even if Obama's plan to expand coverage survives its test of constitutionality, expect the law's cost-control measures to remain under attack.\u003cbr/\u003e   One is an independent board that would have the power to curb excessive increases in Medicare spending by ordering cuts if Congress fails to act first.  Republicans call it a \"rationing board,\" although the law specifically bars the yet-to-be-named panel from restricting access. The health care industry opposes the board; efforts to do away with it or diminish its role seem to be gaining ground.\u003cbr/\u003e   \"It would work like a random tax on medical innovation,\" said economist Douglas Holtz-Eakin, a Republican adviser. \"If you were an innovator, why would you want to bring something new to market when the biggest payer in the country is periodically lopping off spending?\"\u003cbr/\u003e   The other main cost-control measure is a tax on generous health insurance plans. Labor unions oppose it.\u003cbr/\u003e   It won't take effect until 2018, a year after a second Obama term would have ended.\u003cbr/\u003eSlug: BC-US--Health Care-Real World Impact \u003cbr/\u003eHeadline: How health care law affects lives of 7 Americans \u003cbr/\u003eExtended Headline: Heading to Supreme Court, national health care law touches lives of 7 Americans \u003cbr/\u003eByline: By CARLA K. JOHNSON and RICARDO ALONSO-ZALDIVAR \u003cbr/\u003eBytitle: Associated Press \u003cbr/\u003eDateline: CHICAGO \u003cbr/\u003eA father lost his job at a medical device company that is facing a new tax. A young woman back on her parents' insurance was able to get surgery for an injury that could have hobbled her. A business owner received a tax rebate for providing health coverage to her employees. \u003cbr/\u003eAs the U.S. Supreme Court prepares to hear arguments on President Barack Obama's health care overhaul, The Associated Press spoke with a variety of people to hear their experiences so far with the landmark legislation, whose major provisions don't take effect until 2014. Reporters asked: How has the health care law affected your life? \u003cbr/\u003eHere are snapshots of seven Americans: \u003cbr/\u003eName: Michael Esch \u003cbr/\u003eHome: Warwick, N.Y. \u003cbr/\u003eAge: 48 \u003cbr/\u003eOccupation: Former middle manager for medical device company, now working as a hospital purchasing agent. \u003cbr/\u003eInsurance coverage: Covered through COBRA since being laid off in November. \u003cbr/\u003eEsch, a father of three, lost his job in November in a layoff his employer said resulted from President Barack Obama's health care law. Medical device maker Stryker Corp. announced in November it intended to lay off 1,000 workers worldwide to save money ahead of a 2.3 percent tax on medical devices that starts in 2013. \u003cbr/\u003eThe tax on medical devices is meant to help pay for expanding health coverage to uninsured Americans. The Obama administration argues device companies will gain in the long run as more patients become eligible to receive their products because they have insurance. \u003cbr/\u003eEsch was a middle manager who had worked for Stryker for six years. He helped develop a product known as the Triathlon Knee. Since the layoff, he's taken a salary cut to work as a hospital purchasing agent. He's still looking for a job with another medical device company. \u003cbr/\u003eHe blames the medical device tax for the loss of his job, but he's grateful for the provision in the law that will allow his oldest child, now a college sophomore, to stay on his health insurance to age 26. \u003cbr/\u003e\"We tend to forget that for every great idea there is a ripple effect through other sectors of a business,\" Esch said. \u003cbr/\u003eEconomists say most companies should be able to pass on the bulk of the tax to customers, but the industry says it will squeeze profits and chill investment, hiring and innovation. \u003cbr/\u003eName: Glenn Nishimura \u003cbr/\u003eHome: Little Rock, Ark. \u003cbr/\u003eAge: 62 \u003cbr/\u003eOccupation: Consultant to nonprofit groups. \u003cbr/\u003eInsurance coverage: Uninsured since COBRA coverage from a previous job expired in May of 2009. \u003cbr/\u003eNishimura has been uninsured for nearly three years. He lost his health coverage after he left a full-time position with benefits in 2007, thinking he could land another good job. The recession destroyed that plan. \u003cbr/\u003eHe's been denied coverage because of high blood pressure and high blood-sugar levels. A provision in the national health care law gave his state $46 million to insure people like him who've been denied coverage because of pre-existing conditions. \u003cbr/\u003eBut Nishimura said he can't afford the coverage. It would cost him about $6,300 a year in premiums with a $1,000 deductible, meaning he would pay the first $1,000 out of his own pocket before coverage kicks in. \u003cbr/\u003eHe worries about suffering injuries in a car accident or falling ill before he's eligible for Medicare at age 65. \u003cbr/\u003e\"I don't like feeling vulnerable like this,\" Nishimura said. \"I'm completely vulnerable to some catastrophic problem.\" \u003cbr/\u003eNationally, about 50,000 people with pre-existing conditions have signed up for the coverage available through the health care law, fewer than expected. The government has offered new options to encourage more to enroll. \u003cbr/\u003eName: Samantha Ames \u003cbr/\u003eHome: Washington, D.C. \u003cbr/\u003eAge: 25 \u003cbr/\u003eOccupation: Law student \u003cbr/\u003eInsurance coverage: Got back on parents' insurance, due to health care law. \u003cbr/\u003eAs a teenager, Ames was prone to ankle injuries playing catcher on baseball and softball teams. Last April, she tripped over her mini bulldog and badly injured her left ankle. Ultimately she needed surgery that cost her insurer $30,000. \u003cbr/\u003eBut she considers herself lucky. \u003cbr/\u003eOnly a few months before her accident, Ames had been able to get back on her parents' insurance, thanks to a provision of the health care law that lets young adults keep that coverage until they turn 26. Nationally an estimated 2.5 million young people have gotten insurance as a result. \u003cbr/\u003eAmes says it's unclear if the student health insurance she had been relying on previously would have covered her surgery. In any case, the copayments would have been steep. She would have had to postpone the operation, risking another _ potentially crippling _ injury. \u003cbr/\u003e\"The fact that I was able to get on their plan is the reason I can walk today,\" said Ames. \"Very rarely have I had something political affect me this personally.\" \u003cbr/\u003eName: Sharon Whalen \u003cbr/\u003eHome: Springfield, Ill. \u003cbr/\u003eAge: 59 \u003cbr/\u003eOccupation: Publisher of a weekly alternative newspaper \u003cbr/\u003eInsurance coverage: Small group plan. \u003cbr/\u003eAs a co-owner of the Illinois Times, a weekly newspaper, Whalen wants to keep her small staff healthy. So she and her business partner provide them with health insurance and pay half the cost of premiums for their 10 employees. \u003cbr/\u003eKeeping that employee benefit is getting more and more expensive. The company saw a spike in premium costs after one employee's child had chronic health problems. \u003cbr/\u003eWith costs climbing, the company switched to a managed care plan with higher copays for some services in 2009. Whalen's company also contributes less than it once did to cover the premiums of employees' family members. \u003cbr/\u003eThe health care law brought some relief: a tax credit for small businesses that provide health coverage. Illinois Times qualified and received a $2,700 tax credit last year. \u003cbr/\u003e\"We see ourselves putting that money right back into the company,\" Whalen said. \u003cbr/\u003eWhalen heard about the tax credit from a health care advocacy group, not from her accountant. \u003cbr/\u003e\"I had to practically beg them to look at this,\" Whalen said. \"They weren't familiar with it.\" \u003cbr/\u003eThe Obama administration has proposed expanding the number of businesses eligible for the credit, and simplifying the paperwork. \u003cbr/\u003eName: Melissa Pearson \u003cbr/\u003eHome: Prineville, Ore. \u003cbr/\u003eAge: 53 \u003cbr/\u003eOccupation: Retail sales, part time. \u003cbr/\u003eInsurance coverage: High-deductible plan purchased on individual market. \u003cbr/\u003eA few years ago, Pearson's doctor ordered her to have a routine colonoscopy. It's one of several colon cancer screening methods highly recommended for adults ages 50 to 75. \u003cbr/\u003ePearson kept putting it off, in part because of the cost. Her high-deductible health insurance plan requires her to pay the first $5,600 out of her pocket each year. She knew the colonoscopy would be expensive and figured she'd be paying. \u003cbr/\u003eThen she learned that a provision in the health care law requires health plans to cover all costs for preventive care including colon cancer screening _ with no out-of-pocket costs to the patient. \u003cbr/\u003e\"That's what made me make the appointment,\" she said. She also scheduled a mammogram and cervical cancer screening, which also are covered preventive services under the law. In all, she saved nearly $3,000 in out-of-pocket costs last year because of the Affordable Care Act. \u003cbr/\u003e\"I said to my sister, 'Thank you Obamacare,\" Pearson said. \u003cbr/\u003eThe Obama administration says the Affordable Care Act provided about 54 million Americans with at least one new free preventive service last year through their private health insurance plans. \u003cbr/\u003eBut Pearson is worried that covering preventive services will mean her insurance premiums and her taxes will go up. \"It's being paid for by somebody,\" she reasoned. She recently talked with a student from Norway who told her about the tax levels in that country. \"I'm fearful our world will turn into that.\" \u003cbr/\u003eName: David Zoltan \u003cbr/\u003eHome: Chicago \u003cbr/\u003eAge: 34 \u003cbr/\u003eOccupation: Field marketing coordinator for a public relations firm. \u003cbr/\u003eInsurance coverage: Federally funded health plan for people with pre-existing conditions. \u003cbr/\u003eZoltan lost a job and his health insurance during the recession. His diabetes sent him to the emergency room three times when he ran out of insulin during the two years he was uninsured. \u003cbr/\u003eIn 2010, he was one of the first to sign up in Illinois for a new health insurance program for people with pre-existing conditions. The Affordable Care Act set aside $196 million for the state of Illinois to start the program. \u003cbr/\u003eZoltan now pays about $1,848 a year for that coverage. The plan has a $2,000 deductible, meaning Zoltan also pays that amount out of pocket before the coverage starts. \u003cbr/\u003eZoltan has found work, but his new job doesn't include health benefits, so he'll stay on the federally funded health plan. \u003cbr/\u003e\"As a diabetic, I never again want to be without health insurance,\" Zoltan said. \"Anything is better than not having coverage at all.\" \u003cbr/\u003eHe is watching the Supreme Court as it considers the law. The requirement that Americans buy health insurance is under constitutional scrutiny. Zoltan believes the individual mandate is needed to spread the risk among the well and the sick, and keep insurance affordable. \u003cbr/\u003eName: Carol McKenna \u003cbr/\u003eHome: Pembroke Pines, Fla. \u003cbr/\u003eAge: 70 \u003cbr/\u003eOccupation: Retired. \u003cbr/\u003eInsurance coverage: Medicare Advantage plan. \u003cbr/\u003eMcKenna and her husband (check) Morty have noticed that Medicare's \"doughnut hole\" is shrinking. The coverage gap in Medicare's prescription drug program _ dubbed the \"doughnut hole\" _ caught Morty in December last year. But once there, he received a 50 percent discount on brand-name drugs and other discounts on generic drugs thanks to Obama's health care law. \u003cbr/\u003eLast year, he received a $250 rebate check provided by the new law for people in the doughnut hole. Under the health care law, the gap will be gradually phased out by 2020. \u003cbr/\u003eWarnings about possible cuts to Medicare Advantage plans caused by the health care law haven't come true, Carol McKenna said. Their health plan still includes extra benefits such as fitness center membership. \u003cbr/\u003eShe said she's grown weary of the political debate over the health care law. \u003cbr/\u003e\"I've been following it somewhat. Then it got so convoluted and out of control during the elections that I stopped paying attention,\" McKenna said. \"I don't want to hear it anymore. All they're doing is sniping at each other.\" \u003cbr/\u003e\u003c/span\u003e\n\u003c/div\u003e\n\u003cdiv class='action-container flex justify-between'\u003e\n\u003cbutton aria-expanded='false' aria-label='Read more description' class='rp-full-description' type='button'\u003e\n\u003ci class='fai fa-solid fa-align-left'\u003e\u003c/i\u003e\n\u003cspan id='read_more'\u003eRead More\u003c/span\u003e\n\u003c/button\u003e\n\u003cdiv class='rp-report'\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv aria-labelledby='resource-details-heading' class='rp-info-section'\u003e\n\u003ch2 class='title' id='resource-details-heading'\u003eResource Details\u003c/h2\u003e\n\u003cdiv class='rp-resource-details clearfix'\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eCurator Rating\u003c/dt\u003e\n\u003cdd\u003e\u003cspan class=\"star-rating\" aria-label=\"3.5 out of 5 stars\" role=\"img\"\u003e\u003ci class=\"fa-solid fa-star text-action\" aria-hidden=\"true\"\u003e\u003c/i\u003e\u003ci class=\"fa-solid fa-star text-action\" aria-hidden=\"true\"\u003e\u003c/i\u003e\u003ci class=\"fa-solid fa-star text-action\" aria-hidden=\"true\"\u003e\u003c/i\u003e\u003ci class=\"fa-solid fa-star-half-stroke text-action\" aria-hidden=\"true\"\u003e\u003c/i\u003e\u003ci class=\"fa-regular fa-star text-action\" aria-hidden=\"true\"\u003e\u003c/i\u003e\u003c/span\u003e\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt class=\"educator-rating-title\"\u003eEducator Rating\u003c/dt\u003e\u003cdd\u003e\u003cdiv class=\"educator-rating-details\" data-path=\"/educator_ratings/rrp_data?resourceable_id=1126570\u0026amp;resourceable_type=Boclips%3A%3AVideoMetadata\"\u003e\u003cspan class=\"not-yet-rated\"\u003eNot yet Rated\u003c/span\u003e\u003c/div\u003e\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eGrade\u003c/dt\u003e\u003cdd title=\"Grade\"\u003eHigher Ed\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eSubjects\u003c/dt\u003e\u003cdd\u003e\u003cspan\u003e\u003ca href=\"/search?grade_ids%5B%5D=259\u0026amp;search_tab_id=1\u0026amp;subject_ids%5B%5D=1216220\"\u003eAll Subjects\u003c/a\u003e\u003c/span\u003e\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eMedia Type\u003c/dt\u003e\u003cdd\u003e\u003cspan\u003e\u003ca href=\"/search?grade_ids%5B%5D=259\u0026amp;search_tab_id=2\u0026amp;type_ids%5B%5D=4543650\"\u003eNews Clips\u003c/a\u003e\u003c/span\u003e\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eSource:\u003c/dt\u003e\n\u003cdd\u003e\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eDate\u003c/dt\u003e\n\u003cdd\u003e2012\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003ci aria-hidden='true' class='fai fa-solid fa-language'\u003e\u003c/i\u003e\n\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\u003cdt\u003eAudiences\u003c/dt\u003e\u003cdd\u003e\u003cspan\u003e\u003ca href=\"/search?audience_ids%5B%5D=371079\u0026amp;grade_ids%5B%5D=259\u0026amp;search_tab_id=1\"\u003eFor Teacher Use\u003c/a\u003e\u003c/span\u003e\u003c/dd\u003e\u003cdd class=\"text-muted\"\u003e\u003ci class=\"fa-solid fa-lock mr5\"\u003e\u003c/i\u003e2 more...\u003c/dd\u003e\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003cdiv class='detail'\u003e\n\u003cdl\u003e\n\n\u003c/dl\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv aria-labelledby='concepts-heading' class='rp-info-section'\u003e\n\u003ch2 class='title' id='concepts-heading'\u003eConcepts\u003c/h2\u003e\n\u003cdiv class='clearfix'\u003e\n\u003cdiv class='details-list concepts' data-identifier='Boclips::VideoDecorator' data-type='concepts'\u003epersonal finance, economy, public health, time, hypertension, newspapers, medical technology, illinois, arkansas, business, march, cardiovascular disease, chicago, courts, health insurance, insurance, news media, media, cost, medicare, barack obama, north america, americans, years\u003c/div\u003e\n\u003cdiv class='concepts-toggle-buttons' data-identifier='Boclips::VideoDecorator'\u003e\n\u003cbutton aria-expanded='false' class='more btn-link' type='button'\u003e\n\u003cspan\u003eShow More\u003c/span\u003e\n\u003ci aria-hidden='true' class='fa-solid fa-caret-down ml5'\u003e\u003c/i\u003e\n\u003c/button\u003e\n\u003cbutton aria-expanded='true' class='less btn-link' style='display: none;' type='button'\u003e\n\u003cspan\u003eShow Less\u003c/span\u003e\n\u003ci aria-hidden='true' class='fa-solid fa-caret-up ml5'\u003e\u003c/i\u003e\n\u003c/button\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv aria-labelledby='additional-tags-heading' class='rp-info-section'\u003e\n\u003ch2 class='title' id='additional-tags-heading'\u003eAdditional Tags\u003c/h2\u003e\n\u003cdiv class='clearfix'\u003e\n\u003cdiv class='details-list keyterms' data-identifier='Boclips::VideoDecorator' data-type='keyterms'\u003eafford, sultan, nation, health care services, little rock, health, press, government finance, medicaid, live, kathleen sebelius, relief, new products and services, health care reform, insurance industry, recessions and depressions, political issues, diagnostic tests, tax refunds, media industry, existing, diagnosis and treatment, insured, government taxation and revenue, medicare part c, financial industry regulation, legislation, products and services, government-funded health insurance, media and entertainment industry, government and politics, government policy, small business, supreme courts, government business and finance, plan, financial markets, legislature, diagnostic imaging, judiciary, preventive care, insurance industry regulation, required, coverage, commodity markets, access to health care, prescription drug benefits, colonoscopy, health care policy, covered, sugar markets, cover, soft commodity markets, court, health insurance providers, medical devices, medicare part d, employed, individual health insurance, personal taxes, industry regulation, medicare health plans, child and teen health, stryker corporation, publishing, news industry, supreme court of the united states, personal health insurance, government programs, heart health, corporate news, patient protection and affordable care act, personal insurance, decide, newspaper publishing, health care costs, labor economy, health issues, expensive, united states government, medical equipment and supplies manufacturing, diseases and conditions, financial services, united states, industries, obama, managed health care providers, national taxes, prescription drug costs, health care industry, national courts, government regulations, national governments, ames, lifeline\u003c/div\u003e\n\u003cdiv class='keyterms-toggle-buttons' data-identifier='Boclips::VideoDecorator'\u003e\n\u003cbutton aria-expanded='false' class='more btn-link' type='button'\u003e\n\u003cspan\u003eShow More\u003c/span\u003e\n\u003ci aria-hidden='true' class='fa-solid fa-caret-down ml5'\u003e\u003c/i\u003e\n\u003c/button\u003e\n\u003cbutton aria-expanded='true' class='less btn-link' style='display: none;' type='button'\u003e\n\u003cspan\u003eShow Less\u003c/span\u003e\n\u003ci aria-hidden='true' class='fa-solid fa-caret-up ml5'\u003e\u003c/i\u003e\n\u003c/button\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv aria-labelledby='educator-ratings-heading' class='rp-info-section'\u003e\n\u003ch2 class='title sr-only' id='educator-ratings-heading'\u003eEducator Ratings\u003c/h2\u003e\n\u003cdiv id=\"educator-ratings-root\"\u003e\u003c/div\u003e\u003cdiv id=\"all-educator-ratings-root\"\u003e\u003c/div\u003e\u003cdiv id=\"educator-rating-form-root\"\u003e\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv class='rp-resource'\u003e\n\u003cdiv aria-label='Show resource details' class='rp-show-info' role='button' tabindex='0'\u003e\n\u003ci class='fai fa-solid fa-align-left'\u003e\u003c/i\u003e\nShow resource details\n\u003c/div\u003e\n\u003cdiv aria-label='Video player' class='player' id='player-wrapper' role='region'\u003e\n\u003cdiv class='relative container mx-auto' id='lp-boclips-visitor-thumbnail'\u003e\n\u003ca class=\"block\" data-html=\"true\" data-placement=\"bottom\" data-trigger=\"click\" data-content=\"\u003cdiv class=\u0026quot;text-center py-2\u0026quot;\u003e\u003ca class=\u0026quot;bold\u0026quot; href=\u0026quot;/auth/users/sign_in\u0026quot;\u003eSign in\u003c/a\u003e or \u003ca class=\u0026quot;bold text-danger\u0026quot; data-posthog-event=\u0026quot;Signup: LP Signup Activity\u0026quot; data-posthog-location=\u0026quot;body_link_boclips\u0026quot; data-remote=\u0026quot;true\u0026quot; href=\u0026quot;/subscription/new\u0026quot;\u003eJoin Now\u003c/a\u003e\u003c/div\u003e\" data-title=\"Get Full Access\" data-container=\"body\" rel=\"popover\" tabindex=\"0\" aria-label=\"Play video: In the two years since it was made law, President Obama\u0026#39;s health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first.\" href=\"/subscription/new\"\u003e\u003cimg class=\"resource-img img-thumbnail img-responsive z-10 lp-boclips-thumbnail w-full h-full lozad\" alt=\"In the two years since it was made law, President Obama\u0026#39;s health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first.\" title=\"In the two years since it was made law, President Obama\u0026#39;s health care overhaul has both helped and disheartened Americans needing insurance.  There is still a long road ahead before all provisions take effect, but it must pass Supreme Court muster first.\" onError=\"handleImageNotLoadedError(this)\" data-default-image=\"https://static.lp.lexp.cloud/images/attachment_defaults/resource/large/missing.png\" data-src=\"https://static.lp.lexp.cloud/images/attachment_defaults/resource/large/missing.png\" width=\"315\" height=\"220\" src=\"data:image/png;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs\" /\u003e\n\u003cspan aria-hidden='true' class='flex justify-center items-center bg-white rounded-full w-16 h-16 absolute top-1/2 left-1/2 -mt-8 -ml-8 cursor-pointer z-0 border-2 border-primary drop-shadow-md lp-boclips-thumbnail-playBtn'\u003e\n\u003ci class='fa-solid fa-play text-primary text-3xl ml-1 drop-shadow-xl'\u003e\u003c/i\u003e\n\u003c/span\u003e\n\u003c/a\u003e\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"}